ICICI Bank NRI Coral Credit Card Review 2026: Fees & Rewards
Explore the ICICI Bank NRI Coral Credit Card features, including 2 RP per ₹100, domestic lounge access, and movie discounts. Check eligibility and fees for N...
The ICICI Bank NRI Coral Credit Card is a decent entry-level option for NRIs with an existing banking relationship. It offers a balanced mix of lifestyle and travel benefits, though the recent hike in lounge access spend criteria makes it less attractive for low spenders.
Exclusive lifestyle benefits for the global Indian.
The Bottom Line
The ICICI Bank NRI Coral Credit Card is a decent entry-level option for NRIs with an existing banking relationship. It offers a balanced mix of lifestyle and travel benefits, though the recent hike in lounge access spend criteria makes it less attractive for low spenders. With a ₹500 annual fee that is waived on ₹1,50,000 yearly spend, it offers domestic lounge access and 0.125% base rewards. For anyone researching icici bank nri coral credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.125% and stacks best when your spending lines up with nri-visitors. The renewal fee gets easier to justify once you can hit ₹1,50,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealIdeal for NRIs who frequently visit India and want to earn rewards on local spends and enjoy dining/movie perks.
Probably not for
SkipThe ₹75,000 quarterly spend for lounge access is difficult to meet for occasional users.
Is It Worth It For You?
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Reward Rates
ICICI Bank NRI Coral Credit Card offers 0.125% basic reward rate.
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Milestone Benefits
Bonus Points
Bonus Points
Fees & Charges
Eligibility
- Min Income: ₹3 Lakhs
- Min Credit Score: 700
- Applicant must be a Non-Resident Indian (NRI) holding an NRE or NRO account with ICICI Bank. Age must be between 21 and 65 years.
Exclusions & Terms
Fuel
Cash Advances
Wallet Loads
EMI Conversions
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Frequently Asked Questions
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