ICICI Emeralde Private Metal Review 2026: Fees, Rewards & Benefits
Explore the ICICI Bank Emeralde Private Metal Credit Card. Get details on unlimited lounge access, 3% reward rate, Taj Epicure membership, and fee waivers.
The ICICI Emeralde Private Metal is a top-tier super-premium card that finally puts ICICI in direct competition with the likes of HDFC Infinia. It offers a simplified 3% reward structure and industry-leading lounge access policies.
The gateway to unmatched luxury and exclusivity.
The Bottom Line
The ICICI Bank Emeralde Private Metal Credit Card is the ICICI Emeralde Private Metal is a top-tier super-premium card that finally puts ICICI in direct competition with the likes of HDFC Infinia. It offers a simplified 3% reward structure and industry-leading lounge access policies. With a ₹12,499 annual fee that is waived on ₹10,00,000 yearly spend, it offers 0% rewards on hotels via ishop and 12,500 bonus points. For anyone researching icici bank emeralde private metal credit card, the verdict is simple: recommended.
It earns a base reward rate of 3% and stacks best when your spending lines up with High-Net-Worth Individuals, Frequent Travelers. The renewal fee gets easier to justify once you can hit ₹10,00,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealExclusive invite-only access with premium lifestyle and concierge services.
Unlimited global lounge access and low 2% forex markup fee.
Probably not for
SkipThe ₹12,499 annual fee requires high spending to justify the cost or reach the waiver.
Is It Worth It For You?
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Spend ₹10,00,000 more to waive annual fee
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Reward Rates
ICICI Bank Emeralde Private Metal Credit Card offers 3% basic reward rate.
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Welcome Offer
Taj Epicure Plus Membership EazyDiner Prime Membership
Milestone Benefits
₹3,000 EaseMyTrip Voucher
Additional ₹3,000 EaseMyTrip Voucher
Fees & Charges
Eligibility
- 0
- Exclusively for ICICI Bank Private Banking customers. Age 21-65 years.
Exclusions & Terms
Fuel
Rent
Government Services
Tax Payments
EMI Transactions
Wallet Load
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Frequently Asked Questions
2 data-backed answers from our card database