ICICI Bank Diamant Credit Card Review: Fees, Rewards & Luxury Perks

Explore the ICICI Bank Diamant World Mastercard. Features unlimited lounge access for guests, MacBook Air welcome gift, and elite concierge services. Is it w...

Vyaya Team · Mar 2026

5 min read

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Value Score

8.0 / 10

Annual Fee

₹10,000

Best For

Ultra-High-Net-Worth Individuals, Frequent Luxury Travelers

Network

Mastercard

Expert Verdict

The ICICI Bank Diamant is a status symbol card for the bank's most elite clients. While the joining fee is steep, the inclusion of a MacBook Air and unlimited guest lounge access makes it unique in the Indian market.

ICICI BANKMastercard

ICICI Bank Diamant World Mastercard Credit Card

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REWARD SUMMARY

0.1875% Base Rewards
A credit card without equal. With privileges to match.

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The Bottom Line

The ICICI Bank Diamant World Mastercard Credit Card is the ICICI Bank Diamant is a status symbol card for the bank's most elite clients. While the joining fee is steep, the inclusion of a MacBook Air and unlimited guest lounge access makes it unique in the Indian market. With a ₹10,000 annual fee that is waived on ₹25,00,000 yearly spend, it offers 0% rewards on international and unlimited complimentary domestic and international. For anyone researching icici bank diamant credit card, the verdict is simple: conditional.

It earns a base reward rate of 0.1875% and stacks best when your spending lines up with Ultra-High-Net-Worth Individuals, Frequent Luxury Travelers. The renewal fee gets easier to justify once you can hit ₹25,00,000 in yearly spend.

What we like

+Complimentary Apple MacBook Air as a welcome gift upon joining fee payment.

+Unlimited complimentary domestic and international lounge access for both primary holder and guests.

+Unlimited complimentary golf rounds and lessons at premier courses globally.

+Buy 1 Get 1 free movie tickets on BookMyShow for up to 4 tickets per month with no price cap.

+Exclusive access to luxury concierge services including private jets, yachts, and private islands.

What we don't

–Extremely high one-time joining fee of ₹1,25,000.

–Relatively low base reward rate of 0.75% compared to other super-premium cards.

–Strictly invite-only, making it inaccessible to most applicants.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal

Ultra-High-Net-Worth Individuals

Designed for elite private banking clients who value bespoke luxury experiences and concierge services over raw reward points.

Best value above ₹2,00,000/month

Frequent Luxury Travelers

Unlimited lounge access for self and guests plus Taj and ITC memberships provide significant value at airports and hotels.

Best value above ₹1,50,000/month

Probably not for

Skip

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Reward Maximizers

The 0.75% base reward rate is outperformed by much cheaper cards like HDFC Infinia or Axis Magnus.

Is It Worth It For You?

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Reward Rates

ICICI Bank Diamant World Mastercard Credit Card offers 0.1875% basic reward rate.

Quick Calculator

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Where

Amount

₹

International

Milestone Benefits

Spend ₹2,500,000

Bonus Points

Fees & Charges

Joining fee₹1,25,000

Annual fee₹10,000

Fee waiverSpend > ₹25,00,000

Eligibility

Min Credit Score: 750
Exclusively available by invitation to ICICI Bank Private Banking customers with high Asset Under Management (AUM).

Exclusions & Terms

Fuel

Government Transactions

Cash Advances

Wallet Load

Compare with Alternatives

Feature

ICICI Bank Diamant World Mastercard Credit Card

ICICI Bank

Current Card

Axis Bank Reserve Credit Card

Axis Bank

View Details

Annual Fee

₹10,000

₹50,000

Joining Fee

₹1,25,000

₹50,000

Reward Rate

0.1875%

0.2%

Network

Mastercard

Visa

Best For

Ultra-High-Net-Worth IndividualsFrequent Luxury Travelers

Ultra-High-Net-Worth TravelerGolf Enthusiast

See all Luxury Credit Cards →

Frequently Asked Questions

3 data-backed answers from our card database

What is the joining fee for the ICICI Diamant Credit Card?+

The joining fee is ₹1,25,000 plus applicable taxes. This includes a complimentary Apple MacBook Air as a welcome gift.

Does the ICICI Diamant card offer unlimited lounge access?+

Yes, it offers unlimited complimentary access to both domestic and international airport lounges for the primary cardholder and accompanying guests.

How can I get the ICICI Diamant Credit Card?+

This card is available by invitation only, typically offered to ICICI Bank's Private Banking customers based on their relationship value and AUM.

Ready to apply?

₹10,000 fee. Excellent rewards. Apply now securely.

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