Vyaya

ICICI Accelero Credit Card Review: RSA, Fuel Cashback & Fees

Explore the ICICI Bank Accelero Credit Card. Get 24x7 roadside assistance, 2.5% fuel cashback at HPCL, and free car washes. Check fees and eligibility.

Vyaya Team · Mar 2026
5 min read
Value Score
7.0 / 10
Annual Fee
₹499
Best For
car-owner, daily-commuter
Network
Visa
Expert Verdict

The Accelero ICICI Bank Credit Card is a niche product specifically tailored for car owners who value peace of mind on the road. While its reward rate is mediocre, the Roadside Assistance and car maintenance benefits easily outweigh the annual fee for active drivers.

Accelero ICICI Bank Credit Card credit card by ICICI Bank - Visa network
REWARD SUMMARY
0.25% Base Rewards
The ultimate credit card for automobile enthusiasts.
← Tap to flip back

The Bottom Line

The Accelero ICICI Bank Credit Card is a niche product specifically tailored for car owners who value peace of mind on the road. While its reward rate is mediocre, the Roadside Assistance and car maintenance benefits easily outweigh the annual fee for active drivers. With a ₹499 annual fee that is waived on ₹1,25,000 yearly spend, it offers a welcome benefit worth ₹5,000 and 24x7 roadside assistance. For anyone researching icici bank accelero credit card, the verdict is simple: conditional.

It earns a base reward rate of 0.25% and stacks best when your spending lines up with car-owner, daily-commuter. The renewal fee gets easier to justify once you can hit ₹1,25,000 in yearly spend.

What we like
+Comprehensive 24x7 Roadside Assistance (RSA) including towing, fuel delivery, and taxi services.
+2.5% cashback on fuel purchases at HPCL pumps, capped at ₹200 per month.
+Complimentary car wash and general vehicle check-up once a year.
+25% discount on movie tickets (up to ₹100) twice a month on BookMyShow and INOX.
+50% waiver on car loan processing fees and 100% foreclosure waiver after 24 months.
What we don't
Low base reward rate of 0.5% (2 points per ₹100).
Fuel cashback is capped at a relatively low amount of ₹200 per month.
Lounge access requires a high quarterly spend of ₹75,000 (as per latest ICICI policy).

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
car-owner

The card offers extensive roadside assistance and car maintenance perks like free washes.

Best value above ₹15,000/month
+
daily-commuter

Benefit from 2.5% fuel cashback at HPCL pumps for regular refueling.

Best value above ₹10,000/month

Probably not for

Skip
high-spender

The reward rate is too low for significant lifestyle or luxury spending.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Welcome bonus (Year 1)+₹5,000
Annual fee-₹499
Net Value (Year 1)+4,501
Net Value (Year 2+)-499
Progress to fee waiver0%

Spend ₹1,25,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

Accelero ICICI Bank Credit Card offers 0.25% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Flat 0.25% on all spends

Welcome Offer

Welcome Benefit
Value: ₹5000

Milestone Benefits

Spend ₹125,000

Bonus Points

Fees & Charges

Joining fee₹499
Annual fee₹499
Fee waiverSpend > ₹1,25,000

Eligibility

  • Min Income: ₹3 Lakhs
  • Min Credit Score: 700
  • Designed for automobile enthusiasts and car owners. Minimum age 21 years.

Exclusions & Terms

Fuel

  • Fuel transactions earn cashback instead of reward points.

Rent

  • Excluded from rewards as per Feb 2024 policy.

Wallet Loading

  • Excluded from rewards as per Feb 2024 policy.

EMI

  • EMI transactions do not accrue reward points.

Compare with Alternatives

Feature
Accelero ICICI Bank Credit Card by ICICI Bank - credit card comparison
Accelero ICICI Bank Credit Card
ICICI Bank
Current Card
ICICI Bank HPCL Super Saver Credit Card by ICICI Bank - credit card comparison
ICICI Bank HPCL Super Saver Credit Card
ICICI Bank
View Details
Annual Fee
₹499
₹500
Joining Fee
₹499
₹500
Reward Rate
0.25%
0.5%
Network
Visa
Visa
Best For
car-ownerdaily-commuter
Daily CommuterBudget-Conscious Household

Frequently Asked Questions

3 data-backed answers from our card database

What is the roadside assistance benefit on the Accelero card?+

It includes 24x7 emergency support for flat tires, battery issues, fuel delivery (up to 5L), towing to the nearest workshop, and taxi services up to 50km in case of breakdown.

How do I get the annual fee waived?+

The annual fee of ₹499 is waived if you spend more than ₹1,25,000 in the previous anniversary year.

Is there a spend requirement for lounge access?+

Yes, as per the latest ICICI Bank policy, you must spend at least ₹75,000 in the previous calendar quarter to unlock 1 complimentary domestic lounge access for the next quarter.

Ready to apply?

₹499 fee. Excellent rewards. Apply now securely.

Apply on ICICI Bank

Explore More on Vyaya