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HDFC Bank Snapdeal Credit Card Review 2026: Fees & Rewards

Explore HDFC Bank Snapdeal Credit Card features: 5% instant discount, 10X rewards on Snapdeal, and ₹2,000 welcome vouchers. Check fees and eligibility.

Vyaya Team · Mar 2026
5 min read
Value Score
6.5 / 10
Annual Fee
₹500
Best For
Snapdeal Loyalists, Budget Shoppers
Network
Visa
Expert Verdict

The HDFC Bank Snapdeal Credit Card is a solid entry-level co-branded card for frequent users of the Snapdeal ecosystem. While it offers excellent value on the platform through instant discounts and 10X rewards, its utility is limited for those who shop elsewhere.

HDFC BANKVisa
HDFC Bank Snapdeal Credit Card
Tap to see back →
REWARD SUMMARY
0.052000000000000005% Base Rewards
The ultimate card for Snapdeal shoppers
← Tap to flip back

The Bottom Line

The HDFC Bank Snapdeal Credit Card is a solid entry-level co-branded card for frequent users of the Snapdeal ecosystem. While it offers excellent value on the platform through instant discounts and 10X rewards, its utility is limited for those who shop elsewhere. With a ₹500 annual fee that is waived on ₹1,50,000 yearly spend, it offers 0% rewards on snapdeal and 500 bonus points. For anyone researching hdfc bank snapdeal credit card, the verdict is simple: conditional.

It earns a base reward rate of 0.052000000000000005% and stacks best when your spending lines up with Snapdeal Loyalists, Budget Shoppers. The renewal fee gets easier to justify once you can hit ₹1,50,000 in yearly spend.

What we like
+5% instant discount on Snapdeal purchases (capped at ₹500 per month)
+10X Reward Points (20 points per ₹150) on Snapdeal shopping
+Accelerated 4 Reward Points per ₹150 on Dining, Entertainment, and Travel
+Welcome benefit of 500 Reward Points and ₹2,000 worth of Snapdeal vouchers
+Low annual fee with a spend-based waiver at ₹1.5 Lakhs
What we don't
Reward points are primarily valuable for Snapdeal vouchers
No complimentary airport lounge access
Low base reward rate of 1.33% on general spends

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Snapdeal Loyalists

High reward multiplier and instant discounts specifically for the Snapdeal platform.

Best value above ₹15,000/month
+
Budget Shoppers

Low entry barrier and decent rewards on lifestyle categories like dining and travel.

Best value above ₹10,000/month

Probably not for

Skip
Premium Travelers

Lacks travel perks like lounge access or high air mile conversion rates.

Amazon/Flipkart Shoppers

Benefits are heavily skewed towards Snapdeal; other co-branded cards offer better value for rival platforms.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹500
Net Value (Year 1)-500
Net Value (Year 2+)-500
Progress to fee waiver0%

Spend ₹1,50,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

HDFC Bank Snapdeal Credit Card offers 0.052000000000000005% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Snapdeal
0%
Dining/Travel/Entertainment
0%

Welcome Offer

500 Bonus Points

{'brand': 'Snapdeal', 'value': 2000}

Milestone Benefits

Spend ₹150,000

Annual Fee Waiver

Fees & Charges

Joining fee₹500
Annual fee₹500
Fee waiverSpend > ₹1,50,000

Eligibility

  • Min Income: ₹2.4 Lakhs
  • Min Credit Score: 700
  • Salaried individuals aged 21-60 years; Self-employed individuals aged 21-65 years.

Exclusions & Terms

Fuel

    Cash Advance

      Wallet Load

        EMI Transactions

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          Annual Fee
          ₹500
          ₹0
          ₹500
          Joining Fee
          ₹500
          ₹0
          ₹500
          Reward Rate
          0.052000000000000005%
          1%
          1%
          Network
          Visa
          Visa
          Visa
          Best For
          Snapdeal LoyalistsBudget Shoppers
          amazon-loyalistbeginner-shopper
          Flipkart & Myntra LoyalistsLifestyle Spenders

          Frequently Asked Questions

          2 data-backed answers from our card database

          What is the annual fee for the HDFC Snapdeal Credit Card?+

          The annual fee is ₹500, which is waived if you spend more than ₹1,50,000 in the preceding year.

          How do I redeem reward points on this card?+

          Reward points can be redeemed for Snapdeal vouchers or other products through the HDFC MyRewards portal. 100 points typically equal ₹20.

          Ready to apply?

          ₹500 fee. Excellent rewards. Apply now securely.

          Apply on HDFC Bank

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