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ICICI Emirates Skywards Emeralde Review 2026: Fees & Benefits

Explore the ICICI Bank Emirates Skywards Emeralde Credit Card. Get unlimited lounge access, 10,000 bonus miles, and Silver Tier status. Read our expert review.

Vyaya Team · Mar 2026
5 min read
Value Score
8.5 / 10
Annual Fee
₹10,000
Best For
Frequent Emirates Flyer, Luxury Traveler
Network
Visa
Expert Verdict

The Emirates Skywards ICICI Bank Emeralde is a top-tier travel card for those who frequently fly with Emirates. It offers unparalleled lounge access and elite status benefits that justify the fee for high-net-worth individuals.

Emirates Skywards ICICI Bank Emeralde Credit Card credit card by ICICI Bank - Visa network
REWARD SUMMARY
1% Base Rewards
Experience the world with Emirates Skywards ICICI Bank Emeralde Credit Card.
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The Bottom Line

The Emirates Skywards ICICI Bank Emeralde Credit Card is the Emirates Skywards ICICI Bank Emeralde is a top-tier travel card for those who frequently fly with Emirates. It offers unparalleled lounge access and elite status benefits that justify the fee for high-net-worth individuals. With a ₹10,000 annual fee, it offers 2.5% rewards on emirates bookings and 10,000 bonus points. For anyone researching emirates skywards icici bank emeralde credit card, the verdict is simple: recommended.

It earns a base reward rate of 1% and stacks best when your spending lines up with Frequent Emirates Flyer, Luxury Traveler.

What we like
+Unlimited domestic and international lounge access for the primary cardholder.
+Complimentary Emirates Skywards Silver Tier membership providing priority check-in and boarding.
+High reward rate of 2.5 Skywards Miles per ₹100 on all spends (except exclusions).
+Generous movie benefit with Buy 1 Get 1 up to ₹750 off, 4 times a month.
What we don't
High annual fee of ₹10,000 with no specified spend-based waiver.
High foreign currency markup of 3.5% despite being a premium travel card.
Miles are primarily valuable only for Emirates loyalists.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Frequent Emirates Flyer

Silver Tier status and high mile earn rate on Emirates bookings make it highly rewarding for loyalists.

Best value above ₹1,00,000/month
+
Luxury Traveler

Unlimited lounge and spa access provides a seamless premium travel experience.

Best value above ₹1,50,000/month

Probably not for

Skip
Low Spender

The ₹10,000 annual fee is difficult to recover without high spends or frequent flying.

Multi-airline Traveler

Rewards are locked into the Emirates Skywards ecosystem.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹10,000
Net Value (Year 1)-10,000
Net Value (Year 2+)-10,000

Sign in for personalized estimates based on your actual spending

Reward Rates

Emirates Skywards ICICI Bank Emeralde Credit Card offers 1% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Emirates Bookings
2.5%

Welcome Offer

10000 Bonus Points

Milestone Benefits

Spend ₹1,500,000Value: ₹50000

Requires ₹50,000 spend on Emirates.com within the total ₹15 Lakhs.

Fees & Charges

Joining fee₹10,000
Annual fee₹10,000
Fee waiverN/A

Eligibility

  • Min Income: ₹30 Lakhs
  • Min Credit Score: 750
  • Salaried individuals require a monthly income of ₹2.5 Lakhs; Self-employed require an annual ITR of ₹45 Lakhs.

Exclusions & Terms

Fuel

  • Surcharge waiver applies instead

Cash Advance

  • Standard bank policy

EMI Transactions

  • Excluded from reward earning

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Annual Fee
₹10,000
₹5,000
₹4,999
Joining Fee
₹10,000
₹5,000
₹4,999
Reward Rate
1%
2%
0.5%
Network
Visa
Visa
Visa
Best For
Frequent Emirates FlyerLuxury Traveler
frequent-travelerluxury-seeker
movie-buffsinternational-travelers

Frequently Asked Questions

2 data-backed answers from our card database

What is the joining bonus for the ICICI Emirates Emeralde card?+

You receive 10,000 Skywards Miles upon payment of the joining fee of ₹10,000 + GST.

How can I upgrade to Emirates Skywards Gold Tier?+

Spend ₹15 Lakhs in an anniversary year, including at least ₹50,000 on Emirates.com, to qualify for a Gold Tier upgrade in the subsequent year.

Ready to apply?

₹10,000 fee. Excellent rewards. Apply now securely.

Apply on ICICI Bank

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