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Axis Vistara Signature Credit Card Review

Rewards card with lounge access

The Axis Vistara Signature has a ₹3,000 annual fee + GST. It earns 2% back on regular spends, with 8 domestic airport lounge visits a year. Best for: regular domestic flyers chasing ticket vouchers — our verdict: consider.

Vyaya Team · Aug 2026
5 min read
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Value Score
6.0 / 10
Annual Fee
₹3,000
Best For
Regular Vistara/Air India flyer, Domestic traveller
Network
Visa
Expert Verdict

A mid-premium airline card offering a clean 1.0/point Club Vistara currency, a welcome Premium Economy voucher and milestone vouchers from Rs.1.5 lakh spend, plus 8 domestic lounge visits. It works for regular Vistara/Air India flyers who can clear the Rs.3 lakh fee-waiver mark.

AXIS BANKVisa
Axis Vistara Signature
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REWARD SUMMARY
2% Base Rewards
Rewards card with lounge access
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The Bottom Line

The Axis Vistara Signature is built for regular vistara/air india flyer and domestic traveller. With a ₹3,000 annual fee, it offers airport lounge access and 2% base rewards. It makes the most sense if your spending matches regular vistara/air india flyer and domestic traveller.

It earns a base reward rate of 2% and stacks best when your spending lines up with Regular Vistara/Air India flyer, Domestic traveller.

What we like
+Earns 4 Club Vistara Points per Rs.200 valued at a full 1.0/point, an effective ~2% return.
+Complimentary Premium Economy ticket voucher on activation, plus up to 4 more at the Rs.1.5L, Rs.3L, Rs.4.5L and Rs.9L annual spend milestones.
+Annual fee waiver unlocked at Rs.3,00,000 annual spend (alongside a Premium Economy voucher).
+8 complimentary domestic lounge visits a year, Rs.2.5 crore air accident cover and complimentary Club Vistara Silver membership.
What we don't
–Joining and annual fee of Rs.3,000 each with no straightforward day-one waiver below Rs.3 lakh spend.
–3.5% foreign currency markup and no international lounge access.
–No Club Vistara Points on fuel, utilities, insurance, rent, education or government spends.
–Airline value is uncertain given Vistara's merger context; rent and railway transactions carry 1% surcharges.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Regular Vistara/Air India flyer

Travellers who fly a few times a year and can hit Rs.1.5L-Rs.3L spend to collect Premium Economy vouchers worth more than the Rs.3,000 fee.

+
Domestic traveller

Those wanting 8 domestic lounge visits and a clean 1.0/point airline currency at a mid-tier fee.

Probably not for

Skip
–
Non-flyer

Without regular flights, the airline vouchers and Silver membership lose most of their value against the Rs.3,000 fee.

–
International spender

The 3.5% forex markup and no international lounge access make it weak for overseas use.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
0₹5,000Max ₹50k
Est. Returns
Travel
0₹10,000Max ₹1L
Est. Returns
Online & Shopping
0₹8,000Max ₹80k
Est. Returns
Groceries
0₹6,000Max ₹40k
Est. Returns
Annual rewards₹0
Annual fee-₹3,000
Net Value (Year 1)₹-3,000
Net Value (Year 2+)₹-3,000

Sign in for personalized estimates based on your actual spending

Reward Rates

Axis Vistara Signature offers 2% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

₹
Flat 2% on all spends

Welcome Offer

Welcome Benefit

1 complimentary Premium Economy ticket voucher on payment of joining fee.

Milestone Benefits

Spend ₹1,50,000

1 complimentary Premium Economy ticket voucher

Spend ₹3,00,000

1 complimentary Premium Economy ticket voucher and annual fee waiver

Spend ₹4,50,000

1 complimentary Premium Economy ticket voucher

Spend ₹9,00,000

1 complimentary Premium Economy ticket voucher

Fees & Charges

Joining fee₹3,000
Annual fee₹3,000
Fee waiverN/A

Eligibility

  • Min Income: ₹6 Lakhs
  • Min Credit Score: 750
  • Age 18-70; min annual income ₹6L; Visa network; discontinued for new applicants post Vistara-Air India merger.

Exclusions & Terms

Forex markup

  • Foreign currency markup

Wallet Load

  • No CV Points

EMI

  • No CV Points

9222, 9311, 9399, 9402

  • 9222
  • 9311
  • 9399
  • 9402

6300, 6381

  • 6300
  • 6381

8211, 8220, 8241, 8244, 8249, 8299

  • 8211
  • 8220
  • 8241
  • 8244
  • 8249
  • 8299

4814, 4816, 4899, 4900

  • 4814
  • 4816
  • 4899
  • 4900

Frequently Asked Questions

7 data-backed answers from our card database

What is the annual fee of the Axis Vistara Signature credit card?+

The Axis Vistara Signature has a ₹3,000 annual fee + GST.

What rewards does the Axis Vistara Signature credit card give?+

It earns 4 Club Vistara Points per ₹200 spent (about 2% back).

Does the Axis Vistara Signature credit card offer airport lounge access?+

Yes — 8 domestic airport lounge visits a year. Check the card's terms for any spend condition before your trip.

What is the eligibility for the Axis Vistara Signature credit card?+

Minimum annual income of about ₹6 lakh and a credit score of 750+. Age 18-70; min annual income ₹6L; Visa network; discontinued for new applicants post Vistara-Air India merger.

What is the forex markup on the Axis Vistara Signature?+

3.5% + GST on international transactions.

What is the welcome benefit on the Axis Vistara Signature?+

1 complimentary Premium Economy ticket voucher on payment of joining fee.

Is the Axis Vistara Signature credit card worth it?+

The Axis Vistara Signature has a ₹3,000 annual fee + GST. It earns 2% back on regular spends, with 8 domestic airport lounge visits a year. Best for: regular domestic flyers chasing ticket vouchers — our verdict: consider.

Ready to apply?

₹3,000 annual fee. Apply on the Axis Bank website.

Apply on Axis Bank →

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