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Axis Vistara Infinite Credit Card Review

Rewards card with lounge access

The Axis Vistara Infinite has a ₹10,000 annual fee + GST, waived on ₹12,00,000 annual spend. It earns 3% back on regular spends, with 12 domestic airport lounge visits a year. Best for: existing high-spend vistara/air india flyers — our verdict: consider.

Vyaya Team · Jun 2026
5 min read
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Value Score
8.4 / 10
Annual Fee
₹10,000
Best For
Frequent Vistara/Air India flyer, High-spend traveller
Network
Visa
Expert Verdict

A premium airline card with a genuinely strong 1.0/point currency and up to four Business Class vouchers at high spend tiers, but its value is undercut by the Vistara-Air India merger and Axis halting new issuance. Only existing high-spend flyers should lean on it.

AXIS BANKVisa
Axis Vistara Infinite
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REWARD SUMMARY
3% Base Rewards
Rewards card with lounge access
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The Bottom Line

The Axis Vistara Infinite is built for frequent vistara/air india flyer and high-spend traveller. With a ₹10,000 annual fee that is waived on ₹12,00,000 yearly spend, it offers airport lounge access and 3% base rewards. It makes the most sense if your spending matches frequent vistara/air india flyer and high-spend traveller.

It earns a base reward rate of 3% and stacks best when your spending lines up with Frequent Vistara/Air India flyer, High-spend traveller. The renewal fee gets easier to justify once you can hit ₹12,00,000 in yearly spend.

What we like
+Earns 6 Club Vistara Points per Rs.200 valued at a full 1.0/point, an effective ~3% return with no point-devaluation guesswork.
+Up to 4 complimentary Business Class ticket vouchers a year at the Rs.2.5L, Rs.5L, Rs.7.5L and Rs.12L spend milestones.
+12 complimentary domestic lounge visits a year plus Rs.2.5 crore air accident cover and baggage/document insurance.
+Complimentary Club Vistara Gold membership in year one, plus 6 golf rounds and Dineout Passport membership.
What we don't
–Vistara has merged into Air India (effective Nov 2024) and Axis has stopped issuing new Vistara co-branded cards, so the airline-specific value is being wound down.
–Very high Rs.10,000 joining and Rs.10,000 annual fee, waived only on Rs.12,00,000 annual spend.
–From year two, Club Vistara Gold retention needs 4 flights and 15,000 tier points, not card spend, so it can lapse to Silver.
–3.5% foreign currency markup and no international lounge access; no rewards on fuel, utilities, insurance, rent or education.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Frequent Vistara/Air India flyer

Loyal flyers who can hit Rs.5L-Rs.12L annual spend to unlock multiple Business Class vouchers worth well above the fee.

+
High-spend traveller

Those valuing the clean 1.0/point Club Vistara currency and 12 domestic lounge visits a year.

Probably not for

Skip
–
New applicant

With Axis no longer issuing this card and Vistara merged into Air India, new buyers cannot rely on the long-term airline value.

–
Moderate spender

The Rs.10,000 fee and Rs.12 lakh waiver are hard to justify without very high, milestone-reaching spend.

Is It Worth It For You?

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Calculate Your Value

Adjust your typical monthly spend by category.

Dining
0₹5,000Max ₹50k
Est. Returns
Travel
0₹10,000Max ₹1L
Est. Returns
Online & Shopping
0₹8,000Max ₹80k
Est. Returns
Groceries
0₹6,000Max ₹40k
Est. Returns
Annual rewards₹0
Annual fee-₹10,000
Net Value (Year 1)₹-10,000
Net Value (Year 2+)₹-10,000
Progress to fee waiver0%

Spend ₹12,00,000 more to waive annual fee

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Reward Rates

Axis Vistara Infinite offers 3% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

₹
Flat 3% on all spends

Welcome Offer

Welcome Benefit

One complimentary Business Class ticket voucher on payment of joining fee.

Milestone Benefits

Spend ₹2,50,000

1 complimentary Business Class ticket voucher

Spend ₹5,00,000

1 complimentary Business Class ticket voucher

Spend ₹7,50,000

1 complimentary Business Class ticket voucher

Spend ₹12,00,000

1 complimentary Business Class ticket voucher and annual fee waiver for the next year.

Fees & Charges

Joining fee₹10,000
Annual fee₹10,000
Fee waiverSpend > ₹12,00,000

Eligibility

  • Min Income: ₹24 Lakhs
  • Min Credit Score: 750
  • Age 18-70; min annual income ₹24L; Visa network; discontinued for new applicants post Vistara-Air India merger.

Exclusions & Terms

Forex markup

  • Foreign currency markup

EMI

  • No rewards

Wallet Load

  • No rewards

Dynamic Currency Conversion

  • Markup fee for DCC transactions

Frequently Asked Questions

8 data-backed answers from our card database

What is the annual fee of the Axis Vistara Infinite credit card?+

The Axis Vistara Infinite has a ₹10,000 annual fee + GST, waived on ₹12,00,000 annual spend.

What rewards does the Axis Vistara Infinite credit card give?+

It earns 6 Club Vistara Points per ₹200 spent (about 3% back).

Does the Axis Vistara Infinite credit card offer airport lounge access?+

Yes — 12 domestic airport lounge visits a year. Check the card's terms for any spend condition before your trip.

What is the eligibility for the Axis Vistara Infinite credit card?+

Minimum annual income of about ₹24 lakh and a credit score of 750+. Age 18-70; min annual income ₹24L; Visa network; discontinued for new applicants post Vistara-Air India merger.

What is the forex markup on the Axis Vistara Infinite?+

3.5% + GST on international transactions.

What is the welcome benefit on the Axis Vistara Infinite?+

One complimentary Business Class ticket voucher on payment of joining fee.

How can I get the Axis Vistara Infinite annual fee waived?+

Spend ₹12,00,000 or more in a card year and the ₹10,000 renewal fee is waived.

Is the Axis Vistara Infinite credit card worth it?+

The Axis Vistara Infinite has a ₹10,000 annual fee + GST, waived on ₹12,00,000 annual spend. It earns 3% back on regular spends, with 12 domestic airport lounge visits a year. Best for: existing high-spend vistara/air india flyers — our verdict: consider.

Ready to apply?

₹10,000 annual fee. Apply on the Axis Bank website.

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