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Axis Vistara Infinite Credit Card: Fees, Rewards & Benefits

Rewards card with lounge access

Vyaya Team · Jun 2026
5 min read
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Value Score
8.4 / 10
Annual Fee
₹10,000
Best For
Frequent Vistara/Air India flyer, High-spend traveller
Network
Visa
Expert Verdict

A premium airline card with a genuinely strong 1.0/point currency and up to four Business Class vouchers at high spend tiers, but its value is undercut by the Vistara-Air India merger and Axis halting new issuance. Only existing high-spend flyers should lean on it.

AXIS BANKVisa
Axis Vistara Infinite
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REWARD SUMMARY
3% Base Rewards
Rewards card with lounge access
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The Bottom Line

The Axis Vistara Infinite is built for frequent vistara/air india flyer and high-spend traveller. With a ₹10,000 annual fee that is waived on ₹12,00,000 yearly spend, it offers airport lounge access and 3% base rewards. It makes the most sense if your spending matches frequent vistara/air india flyer and high-spend traveller.

It earns a base reward rate of 3% and stacks best when your spending lines up with Frequent Vistara/Air India flyer, High-spend traveller. The renewal fee gets easier to justify once you can hit ₹12,00,000 in yearly spend.

What we like
+Earns 6 Club Vistara Points per Rs.200 valued at a full 1.0/point, an effective ~3% return with no point-devaluation guesswork.
+Up to 4 complimentary Business Class ticket vouchers a year at the Rs.2.5L, Rs.5L, Rs.7.5L and Rs.12L spend milestones.
+12 complimentary domestic lounge visits a year plus Rs.2.5 crore air accident cover and baggage/document insurance.
+Complimentary Club Vistara Gold membership in year one, plus 6 golf rounds and Dineout Passport membership.
What we don't
Vistara has merged into Air India (effective Nov 2024) and Axis has stopped issuing new Vistara co-branded cards, so the airline-specific value is being wound down.
Very high Rs.10,000 joining and Rs.10,000 annual fee, waived only on Rs.12,00,000 annual spend.
From year two, Club Vistara Gold retention needs 4 flights and 15,000 tier points, not card spend, so it can lapse to Silver.
3.5% foreign currency markup and no international lounge access; no rewards on fuel, utilities, insurance, rent or education.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Frequent Vistara/Air India flyer

Loyal flyers who can hit Rs.5L-Rs.12L annual spend to unlock multiple Business Class vouchers worth well above the fee.

+
High-spend traveller

Those valuing the clean 1.0/point Club Vistara currency and 12 domestic lounge visits a year.

Probably not for

Skip
New applicant

With Axis no longer issuing this card and Vistara merged into Air India, new buyers cannot rely on the long-term airline value.

Moderate spender

The Rs.10,000 fee and Rs.12 lakh waiver are hard to justify without very high, milestone-reaching spend.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
05,000Max ₹50k
Est. Returns
Travel
010,000Max ₹1L
Est. Returns
Online & Shopping
08,000Max ₹80k
Est. Returns
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹10,000
Net Value (Year 1)-10,000
Net Value (Year 2+)-10,000
Progress to fee waiver0%

Spend ₹12,00,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

Axis Vistara Infinite offers 3% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Flat 3% on all spends

Welcome Offer

Welcome Benefit

One complimentary Business Class ticket voucher on payment of joining fee.

Milestone Benefits

Spend ₹2,50,000

1 complimentary Business Class ticket voucher

Spend ₹5,00,000

1 complimentary Business Class ticket voucher

Spend ₹7,50,000

1 complimentary Business Class ticket voucher

Spend ₹12,00,000

1 complimentary Business Class ticket voucher and annual fee waiver for the next year.

Fees & Charges

Joining fee₹10,000
Annual fee₹10,000
Fee waiverSpend > ₹12,00,000

Eligibility

  • Min Income: ₹24 Lakhs
  • Min Credit Score: 750
  • Age 18-70; min annual income ₹24L; Visa network; discontinued for new applicants post Vistara-Air India merger.

Exclusions & Terms

Forex markup

  • Foreign currency markup

EMI

  • No rewards

Wallet Load

  • No rewards

Dynamic Currency Conversion

  • Markup fee for DCC transactions

Frequently Asked Questions

3 data-backed answers from our card database

What is the annual fee of the Axis Vistara Infinite?+

The Axis Vistara Infinite has an annual fee of ₹10,000, waived on annual spends of ₹1,200,000.

What rewards does the Axis Vistara Infinite offer?+

It earns Club Vistara Points on spends.

Does the Axis Vistara Infinite offer airport lounge access?+

Yes, it includes complimentary airport lounge access. See the benefits section for visit limits.

Ready to apply?

₹10,000 annual fee. Apply on the Axis Bank website.

Apply on Axis Bank

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