Axis Rewards Credit Card: Fees, Rewards & Benefits
Shopping card with lounge access
We may earn a commission if you apply through this link. It never affects our ratings.
A shopping-tilted mid card whose appeal is the 10x earn on shopping and the Rs.30,000 monthly milestone, though the 1,000-point cap keeps the accelerated upside small. Best for moderate online shoppers who can waive the Rs.1,000 fee at Rs.2 lakh annual spend.
Shopping card with lounge access
The Bottom Line
The Axis Rewards is built for online shopper and mid-tier spender. With a ₹1,000 annual fee that is waived on ₹2,00,000 yearly spend, it offers 3.2% rewards on shopping and 5,000 bonus points. It makes the most sense if your spending matches online shopper and mid-tier spender.
It earns a base reward rate of 0.32% and stacks best when your spending lines up with Online shopper, Mid-tier spender. The renewal fee gets easier to justify once you can hit ₹2,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealUsers who can max the 10x shopping cap each month and hit the Rs.30,000 monthly milestone for 1,500 bonus points.
Those spending Rs.2 lakh+ a year to waive the Rs.1,000 fee while enjoying 8 domestic lounge visits.
Probably not for
SkipThe 1,000-point monthly cap on the 10x rate quickly limits returns for anyone with large shopping bills.
A 3.5% forex markup and no international lounge make it unsuitable for overseas spending.
Is It Worth It For You?
Slide to your typical monthly card spend. We'll do the rest.
Calculate Your Value
Adjust your typical monthly spend by category.
Spend ₹2,00,000 more to waive annual fee
Sign in for personalized estimates based on your actual spending
Reward Rates
Axis Rewards offers 0.32% basic reward rate.
Quick Calculator
Estimate earnings for a specific purchase
Welcome Offer
Milestone Benefits
1500 EDGE REWARD points on spends of Rs. 30,000 or more in a statement cycle.
Annual fee waiver on spends of Rs. 2,00,000 in the preceding card anniversary year.
Fees & Charges
Eligibility
- Min Income: ₹1.8 Lakhs
- Min Credit Score: 750
- Age 18-70, Indian resident; min monthly income ₹15,000; CIBIL 750+; annual fee waived on ₹2L spend.
Exclusions & Terms
Forex markup
- Foreign currency markup
EMI
- No EDGE REWARDS earned.
Dynamic Currency Conversion (DCC)
- A 1% fee is charged for international transactions performed in Indian currency.
Frequently Asked Questions
3 data-backed answers from our card database
Ready to apply?
₹1,000 annual fee. Apply on the Axis Bank website.
Apply on Axis Bank →We may earn a commission if you apply through this link. It never affects our ratings.
Explore more on Vyaya
Bank comparisons
Guides & best picks
Browse by category