Axis Insta Easy Credit Card: Fees, Rewards & Benefits
Rewards card
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Axis Insta Easy is a lifetime-free secured card whose real purpose is access and credit-building rather than rewards. The base earn is thin at Rs. 0.20 per point and there is no lounge access or travel value, but for someone establishing credit against an FD it does its one job without any fee.
Rewards card
The Bottom Line
The Axis Insta Easy is built for credit builder and limited-income applicant. With no annual fee, it offers 100 bonus points and a welcome benefit worth ₹20. It makes the most sense if your spending matches credit builder and limited-income applicant.
It earns a base reward rate of 0.6000000000000001% and stacks best when your spending lines up with Credit builder, Limited-income applicant.
Who Should Get This Card
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Best fit for
IdealSomeone with no credit history or a thin file who can secure the card against an FD and build a score with no annual fee.
A user who cannot meet income criteria for unsecured cards but wants a no-cost card with a guaranteed limit.
Probably not for
SkipThe Rs. 0.20 point value and long exclusion list make this a poor card for earning rewards.
No lounge access and a 3.5% forex markup offer nothing for travel.
Is It Worth It For You?
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Reward Rates
Axis Insta Easy offers 0.6000000000000001% basic reward rate.
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Welcome Offer
100 eDGE Reward Points awarded on the first online transaction made with the card.
Fees & Charges
Eligibility
- Secured card against Axis Bank FD (min Rs. 20,000 to max Rs. 25 lakh); no income proof required; credit limit up to 80% of FD principal; no annual fee.
Exclusions & Terms
Forex markup
- Foreign currency markup
EMI Transactions
- Does not earn reward points.
Frequently Asked Questions
2 data-backed answers from our card database
Ready to apply?
No annual fee. Apply on the Axis Bank website.
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