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Axis Bank Vistara Signature Credit Card Review: Fees, Rewards & Mer...

Explore the Axis Bank Vistara Signature Credit Card. Learn about Premium Economy ticket vouchers, Maharaja Points, and how the Air India merger affects your ...

Vyaya Team · Mar 2026
5 min read
Value Score
7.0 / 10
Annual Fee
₹3,000
Best For
Frequent Domestic Traveler, Vistara Loyalists
Network
Visa
Expert Verdict

The Axis Bank Vistara Signature was a top-tier travel card for the Premium Economy segment. However, with the Air India merger, many core benefits like milestone tickets are being phased out for renewals after April 2025. It remains a solid choice for existing holders until their next renewal cycle.

Axis Bank Vistara Signature Credit Card credit card by Axis Bank - Visa network
REWARD SUMMARY
0.5% Base Rewards
Elevate your travel experience with complimentary Premium Economy tickets.
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The Bottom Line

The Axis Bank Vistara Signature Credit Card is the Axis Bank Vistara Signature was a top-tier travel card for the Premium Economy segment. However, with the Air India merger, many core benefits like milestone tickets are being phased out for renewals after April 2025. It remains a solid choice for existing holders until their next renewal cycle. With a ₹3,000 annual fee, it offers a welcome benefit worth ₹1 and club vistara silver membership. For anyone researching axis bank vistara signature credit card, the verdict is simple: conditional.

It earns a base reward rate of 0.5% and stacks best when your spending lines up with Frequent Domestic Traveler, Vistara Loyalists.

What we like
+Complimentary Premium Economy ticket voucher on joining and renewal (for renewals before April 18, 2025).
+Complimentary Club Vistara Silver Membership (transitioning to Maharaja Club) offering priority check-in and extra baggage.
+High milestone rewards with up to 4 additional Premium Economy tickets on annual spends of ₹9 Lakhs.
+3 complimentary rounds of golf at select courses in India.
What we don't
Rewards are highly specialized for Vistara/Air India and offer low value for non-travel redemptions.
Domestic lounge access is now subject to a minimum spend of ₹50,000 in the previous 3 months.
Significant devaluation in 2024/2025: Milestone benefits and ticket vouchers discontinued for renewals after April 18, 2025.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Frequent Domestic Traveler

Ideal for those who prefer Vistara's Premium Economy service and can hit the ₹1.5L to ₹9L spend milestones for free tickets.

Best value above ₹50,000/month
+
Vistara Loyalists

Silver tier membership provides tangible airport benefits like priority handling.

Best value above ₹30,000/month

Probably not for

Skip
Cashback Seekers

The card only earns airline points which cannot be converted to statement credit.

Low Spenders

The ₹3,000 annual fee is hard to justify without hitting the high-spend milestones.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Welcome bonus (Year 1)+₹1
Annual fee-₹3,000
Net Value (Year 1)-2,999
Net Value (Year 2+)-3,000

Sign in for personalized estimates based on your actual spending

Reward Rates

Axis Bank Vistara Signature Credit Card offers 0.5% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Flat 0.5% on all spends

Welcome Offer

Welcome Benefit
Value: ₹1

Milestone Benefits

Spend ₹75,000

Bonus Points

Spend ₹150,000

Bonus Points

Spend ₹300,000

Bonus Points

Spend ₹450,000

Bonus Points

Spend ₹900,000

Bonus Points

Fees & Charges

Joining fee₹3,000
Annual fee₹3,000
Fee waiverN/A

Eligibility

  • Min Income: ₹6 Lakhs
  • Min Credit Score: 750
  • Minimum age 18 years, maximum 70 years. Requires a stable income and good credit history. Note: New applications are currently paused due to the Vistara-Air India merger.

Exclusions & Terms

Fuel

    Insurance

      Gold/Jewellery

        Rent

          Wallet Load

            Utilities

              Compare with Alternatives

              Feature
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              Axis Bank Vistara Infinite Credit Card by Axis Bank - credit card comparison
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              View Details
              Annual Fee
              ₹3,000
              ₹10,000
              Joining Fee
              ₹3,000
              ₹10,000
              Reward Rate
              0.5%
              3%
              Network
              Visa
              Visa
              Best For
              Frequent Domestic TravelerVistara Loyalists
              Frequent Business TravelerHigh Spender

              Frequently Asked Questions

              3 data-backed answers from our card database

              What happens to my Vistara Signature card after the Air India merger?+

              Your Club Vistara points will transition to Maharaja Points. For renewals after April 18, 2025, the annual fee is waived, but milestone ticket vouchers and tier memberships are discontinued.

              How many free lounge visits do I get?+

              You get 2 complimentary domestic lounge visits per calendar quarter, provided you have spent at least ₹50,000 in the previous 3 months.

              What is the reward rate on this card?+

              You earn 4 Maharaja Points for every ₹200 spent on eligible transactions. Spends on fuel, insurance, and utilities are excluded from point accrual.

              Ready to apply?

              ₹3,000 fee. Excellent rewards. Apply now securely.

              Apply on Axis Bank

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