Axis Bank Vistara Credit Card Review 2026: Fees, Rewards & Merger U...
Explore the Axis Bank Vistara Credit Card features, fees, and the latest updates on Maharaja Points and benefit changes following the Air India merger.
The Axis Bank Vistara Credit Card was a top-tier travel card for domestic flyers. However, with the Air India merger, many core benefits like renewal vouchers are being phased out, making it less attractive for new or renewing users unless they value the base reward rate.
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The Bottom Line
The Axis Bank Vistara Credit Card is the Axis Bank Vistara Credit Card was a top-tier travel card for domestic flyers. However, with the Air India merger, many core benefits like renewal vouchers are being phased out, making it less attractive for new or renewing users unless they value the base reward rate. With a ₹1,500 annual fee, it offers complimentary ticket and 0.8% base rewards. For anyone researching axis bank vistara credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.8% and stacks best when your spending lines up with frequent-domestic-traveler.
Who Should Get This Card
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Best fit for
IdealStrong value for those who frequently fly Air India/Vistara routes and can utilize the free ticket vouchers.
Probably not for
SkipThe ₹50,000 quarterly spend requirement for lounge access may be difficult to meet for casual users.
Is It Worth It For You?
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Reward Rates
Axis Bank Vistara Credit Card offers 0.8% basic reward rate.
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Welcome Offer
On payment of joining fee and card activation.
Milestone Benefits
Discontinued for renewal cycles after April 18, 2025.
Discontinued for renewal cycles after April 18, 2025.
Discontinued for renewal cycles after April 18, 2025.
Fees & Charges
Eligibility
- Min Income: ₹6 Lakhs
- Min Credit Score: 700
- Primary cardholder must be aged between 18 and 70 years. Minimum net income of ₹6 Lakhs per annum required.
Exclusions & Terms
Fuel
Wallet
Rent
Insurance
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Frequently Asked Questions
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