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Axis Bank Vistara Infinite Review 2025: Best Business Class Card?

Explore Axis Bank Vistara Infinite Credit Card fees, rewards, and milestone benefits. Get up to 5 Business Class tickets and Gold membership. Is it worth ₹10...

Vyaya Team · Mar 2026
5 min read
Value Score
9.0 / 10
Annual Fee
₹10,000
Best For
Frequent Business Traveler, High Spender
Network
Visa
Expert Verdict

The Axis Bank Vistara Infinite remains one of India's premier airline cards, offering unmatched value for Business Class travelers. While the merger with Air India has introduced some uncertainty regarding future tier benefits, the milestone structure still provides a double-digit return on spends for loyalists.

Axis Bank Vistara Infinite Credit Card credit card by Axis Bank - Visa network
REWARD SUMMARY
3% Base Rewards
Fly the new feeling with premium business class privileges.
← Tap to flip back

The Bottom Line

The Axis Bank Vistara Infinite Credit Card is the Axis Bank Vistara Infinite remains one of India's premier airline cards, offering unmatched value for Business Class travelers. While the merger with Air India has introduced some uncertainty regarding future tier benefits, the milestone structure still provides a double-digit return on spends for loyalists. With a ₹10,000 annual fee, it offers 0% rewards on vistara/air india bookings and golf access. For anyone researching axis bank vistara infinite credit card, the verdict is simple: recommended.

It earns a base reward rate of 3% and stacks best when your spending lines up with Frequent Business Traveler, High Spender.

What we like
+Complimentary Business Class ticket voucher on joining and every renewal.
+Complimentary Maharaja Club Gold membership for the first year with priority perks.
+Highly rewarding milestone program offering up to 4 additional Business Class tickets.
+6 Maharaja Club points for every ₹200 spent on all eligible categories.
What we don't
High annual fee of ₹10,000 with no spend-based waiver option.
Domestic lounge access requires a minimum spend of ₹50,000 in the previous 3 months.
Extensive list of excluded categories for rewards including fuel, utilities, and insurance.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Frequent Business Traveler

The card provides immediate value through Business Class vouchers and Gold tier status on Air India/Vistara.

Best value above ₹1,00,000/month
+
High Spender

Milestone benefits at ₹2.5L, ₹5L, ₹7.5L, and ₹12L maximize the return on large spends.

Best value above ₹1,00,000/month

Probably not for

Skip
Low Spender

The ₹10,000 annual fee is hard to justify without reaching the high-spend milestones.

Non-Vistara/Air India Flyer

Rewards are locked into the Maharaja Club ecosystem and cannot be easily used elsewhere.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹10,000
Net Value (Year 1)-10,000
Net Value (Year 2+)-10,000

Sign in for personalized estimates based on your actual spending

Reward Rates

Axis Bank Vistara Infinite Credit Card offers 3% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Vistara/Air India Bookings
0%

Milestone Benefits

Spend ₹100,000

Bonus Points

Spend ₹250,000

Bonus Points

Spend ₹500,000

Bonus Points

Spend ₹750,000

Bonus Points

Spend ₹1,200,000

Bonus Points

Fees & Charges

Joining fee₹10,000
Annual fee₹10,000
Fee waiverN/A

Eligibility

  • Min Income: ₹6 Lakhs
  • Min Credit Score: 750
  • Minimum age 18 years, maximum 70 years. Minimum net income of ₹6 Lakhs per annum required. Note: New applications are currently suspended due to the Vistara-Air India merger.

Exclusions & Terms

Fuel

    Wallet Load

      EMI Transactions

        Rent Payments

          Utilities

            Insurance

              Gold/Jewellery

                Government Services

                  Compare with Alternatives

                  Feature
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                  View Details
                  Annual Fee
                  ₹10,000
                  ₹2,999
                  Joining Fee
                  ₹10,000
                  ₹2,999
                  Reward Rate
                  3%
                  0.8%
                  Network
                  Visa
                  Mastercard
                  Best For
                  Frequent Business TravelerHigh Spender
                  Vistara LoyalistsFrequent Domestic Travelers

                  Frequently Asked Questions

                  3 data-backed answers from our card database

                  What is the joining benefit of the Axis Vistara Infinite card?+

                  Upon payment of the joining fee, you receive one complimentary Business Class ticket voucher and a complimentary Maharaja Club Gold membership for the first year.

                  How many free lounge visits do I get?+

                  You get 2 complimentary domestic lounge visits per quarter (subject to ₹50,000 spend in the previous 3 months) and 6 complimentary international visits per year via Priority Pass.

                  Is there an annual fee waiver?+

                  No, there is no official spend-based waiver for the annual fee of ₹10,000, as the fee is compensated by a renewal Business Class ticket voucher.

                  Ready to apply?

                  ₹10,000 fee. Excellent rewards. Apply now securely.

                  Apply on Axis Bank

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