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Axis Bank Pride Signature Credit Card Review: Fees, Rewards & Loung...

Explore the Axis Bank Pride Signature Credit Card for Defence Personnel. Get 8 domestic lounge visits, 8 EDGE points per ₹200, and zero joining fee. Apply now!

Vyaya Team · Mar 2026
5 min read
Value Score
7.0 / 10
Annual Fee
₹500
Best For
defence-personnel, occasional-traveler
Network
Visa
Expert Verdict

The Axis Bank Pride Signature Credit Card is an excellent entry-level choice for Indian Defence personnel, offering a blend of travel and dining benefits with a patriotic touch. While the reward rate is modest, the domestic lounge access and low fee waiver milestone make it highly accessible.

Axis Bank Pride Signature Credit Card credit card by Axis Bank - Visa network
REWARD SUMMARY
0.8% Base Rewards
A tribute to the heroes of the nation with exclusive privileges.
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The Bottom Line

The Axis Bank Pride Signature Credit Card is an excellent entry-level choice for Indian Defence personnel, offering a blend of travel and dining benefits with a patriotic touch. While the reward rate is modest, the domestic lounge access and low fee waiver milestone make it highly accessible. With a ₹500 annual fee that is waived on ₹40,000 yearly spend, it offers 0% rewards on birth month and 8 complimentary visits to domestic airport lounges. For anyone researching axis bank pride signature credit card, the verdict is simple: recommended.

It earns a base reward rate of 0.8% and stacks best when your spending lines up with defence-personnel, occasional-traveler. The renewal fee gets easier to justify once you can hit ₹40,000 in yearly spend.

What we like
+Zero joining fee and low annual fee of ₹500.
+8 complimentary domestic lounge visits per year (2 per quarter).
+8 EDGE Reward Points for every ₹200 spent (0.8% value back).
+Personalized card design featuring the Indian Tricolor and a dedicated 4th embossing line for rank/service.
What we don't
Lounge access requires a minimum spend of ₹50,000 in the previous 3 months.
High interest rate (APR) of 55.55% per annum.
Reward rate is relatively low compared to non-defence premium cards.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
defence-personnel

Specifically designed for the armed forces with personalized branding and low maintenance costs.

Best value above ₹5,000/month
+
occasional-traveler

Provides domestic lounge access at a very low annual fee waiver threshold.

Best value above ₹10,000/month

Probably not for

Skip
high-spender

The reward rate of 0.8% is outperformed by many other cards in the same spend bracket.

Is It Worth It For You?

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Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹500
Net Value (Year 1)-500
Net Value (Year 2+)-500
Progress to fee waiver0%

Spend ₹40,000 more to waive annual fee

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Reward Rates

Axis Bank Pride Signature Credit Card offers 0.8% basic reward rate.

Quick Calculator

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Birth Month
0%

Milestone Benefits

Spend ₹5,000

Bonus Points

Fees & Charges

Joining fee₹0
Annual fee₹500
Fee waiverSpend > ₹40,000

Eligibility

  • Min Credit Score: 700
  • Exclusively for Indian Defence Personnel (Army, Navy, Air Force) and Government of India employees. Applicant must be aged between 18 and 70 years.

Exclusions & Terms

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        Frequently Asked Questions

        2 data-backed answers from our card database

        What is the annual fee for the Axis Bank Pride Signature Credit Card?+

        The joining fee is Nil. The annual fee is ₹500 from the second year onwards, which is waived if you spend ₹40,000 or more in the previous year.

        How many lounge visits are included?+

        The card offers 8 complimentary domestic airport lounge visits per year, capped at 2 visits per calendar quarter. Note that a spend of ₹50,000 in the previous 3 months is required to unlock this benefit.

        Ready to apply?

        ₹500 fee. Excellent rewards. Apply now securely.

        Apply on Axis Bank

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