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Axis Bank Pride Platinum Credit Card Review 2026: Fees & Rewards

Check Axis Bank Pride Platinum Credit Card features for Defence personnel. Get 4 eDGE points per ₹200, fuel waiver, and dining discounts with zero joining fee.

Vyaya Team · Mar 2026
5 min read
Value Score
6.0 / 10
Annual Fee
₹250
Best For
defence-personnel, low-spender
Network
Visa
Expert Verdict

The Axis Bank Pride Platinum is a basic, entry-level credit card tailored for defence personnel. While it lacks premium features like lounge access, its near-zero cost and patriotic design make it a decent first card for government employees.

Axis Bank Pride Platinum Credit Card credit card by Axis Bank - Visa network
REWARD SUMMARY
0.4% Base Rewards
A tribute to the brave hearts of the Indian Defence Forces.
← Tap to flip back

The Bottom Line

The Axis Bank Pride Platinum Credit Card is the Axis Bank Pride Platinum is a basic, entry-level credit card tailored for defence personnel. While it lacks premium features like lounge access, its near-zero cost and patriotic design make it a decent first card for government employees. With a ₹250 annual fee that is waived on ₹20,000 yearly spend, it offers up to 15% discount at partner restaurants in india and 0.4% base rewards. For anyone researching axis bank pride platinum credit card, the verdict is simple: conditional.

It earns a base reward rate of 0.4% and stacks best when your spending lines up with defence-personnel, low-spender. The renewal fee gets easier to justify once you can hit ₹20,000 in yearly spend.

What we like
+Zero joining fee and very low annual fee of ₹250
+Extremely low annual fee waiver threshold of just ₹20,000 annual spend
+Personalized card design featuring the Indian Tricolour for Defence personnel
+Bonus 100 eDGE points every month on spending over ₹5,000
+15% discount at partner restaurants under the Dining Delights program
What we don't
Very low base reward rate of 0.4% (4 points per ₹200)
No complimentary domestic or international airport lounge access
High finance charges of 55.55% per annum

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
defence-personnel

Specifically designed for Indian Armed Forces with a patriotic design and low maintenance cost.

Best value above ₹5,000/month
+
low-spender

The annual fee is easily waived with just ₹20,000 annual spend.

Best value above ₹2,000/month

Probably not for

Skip
frequent-traveler

Lacks lounge access and travel-specific reward multipliers.

high-spender

The reward rate is too low for significant value back on large spends.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹250
Net Value (Year 1)-250
Net Value (Year 2+)-250
Progress to fee waiver0%

Spend ₹20,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

Axis Bank Pride Platinum Credit Card offers 0.4% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Flat 0.4% on all spends

Milestone Benefits

Spend ₹5,000

100 bonus eDGE Reward Points

Fees & Charges

Joining fee₹0
Annual fee₹250
Fee waiverSpend > ₹20,000

Eligibility

  • Min Income: ₹3 Lakhs
  • Min Credit Score: 700
  • Exclusively for Indian Defence Forces personnel and Government of India employees. Primary applicant must be aged 18-70 years.

Exclusions & Terms

Fuel

    Rent

      Utilities

        Insurance

          Government Services

            Wallet

              Frequently Asked Questions

              3 data-backed answers from our card database

              What is the annual fee for the Axis Bank Pride Platinum Credit Card?+

              The joining fee is Nil, and the annual fee is ₹250 from the second year onwards. The annual fee is waived if you spend more than ₹20,000 in the preceding year.

              Does this card offer airport lounge access?+

              No, the Pride Platinum variant does not offer complimentary airport lounge access. For lounge benefits, you may consider the Pride Signature variant.

              Who is eligible for the Axis Bank Pride Platinum Credit Card?+

              This card is exclusively available for Indian Defence Forces personnel and Government of India employees.

              Ready to apply?

              ₹250 fee. Excellent rewards. Apply now securely.

              Apply on Axis Bank

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