Axis Bank Aura Credit Card Review 2026: Health Benefits & Fees
Explore Axis Bank Aura Credit Card features: 4 free Practo consultations, fitness sessions, and 5X rewards on insurance. Check fees, eligibility, and rewards.
The Axis Bank Aura is a niche credit card that excels for users who actively use digital health services like Practo and Fitternity. While its reward rate is mediocre for general spending, the wellness benefits and insurance rewards provide clear value for its modest fee.
A credit card curated for your health and wellness needs.
The Bottom Line
The Axis Bank Aura Credit Card is the Axis Bank Aura is a niche credit card that excels for users who actively use digital health services like Practo and Fitternity. While its reward rate is mediocre for general spending, the wellness benefits and insurance rewards provide clear value for its modest fee. With a ₹749 annual fee, it offers 0% rewards on insurance and doctor consultations. For anyone researching axis bank aura credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.2% and stacks best when your spending lines up with health-conscious-individual, insurance-payer.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealOffers significant value through free doctor consultations and fitness sessions that outweigh the annual fee.
One of the few cards offering 5X rewards on insurance premiums, a category often excluded by others.
Probably not for
SkipLacks lounge access and travel-specific reward multipliers.
No annual fee waiver and low base reward rate make it less attractive for large non-health spends.
Is It Worth It For You?
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Reward Rates
Axis Bank Aura Credit Card offers 0.2% basic reward rate.
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Welcome Offer
On card joining and activation.
Fees & Charges
Eligibility
- Min Income: ₹3 Lakhs
- Min Credit Score: 700
- Resident Indians aged 18-70 years; available for both salaried and self-employed individuals.
Exclusions & Terms
Fuel
Wallet loads
Rent payments
Utilities
Educational services
Government institutions
Frequently Asked Questions
3 data-backed answers from our card database