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Adani One ICICI Bank Signature Card Review: 7% Rewards & Airport Perks

Explore the Adani One ICICI Bank Signature Credit Card. Get 7% rewards on Adani One, 16 domestic lounge visits, and ₹9,000 welcome vouchers. Is it worth ₹5,000?

Vyaya Team · Mar 2026
5 min read
Value Score
8.2 / 10
Annual Fee
₹5,000
Best For
Frequent Flyer, Luxury Traveler
Network
Visa
Expert Verdict

The Adani One ICICI Bank Signature Credit Card is a powerhouse for travelers frequenting Adani-managed airports. With a 7% return on ecosystem spends and a suite of luxury airport services, it offers unique value that competitors lack, provided you can utilize the specific airport perks.

Adani One ICICI Bank Signature Credit Card credit card by ICICI Bank - Visa network
REWARD SUMMARY
1% Base Rewards
Experience unmatched luxury and convenience with airport-linked benefits.
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The Bottom Line

The Adani One ICICI Bank Signature Credit Card is a powerhouse for travelers frequenting Adani-managed airports. With a 7% return on ecosystem spends and a suite of luxury airport services, it offers unique value that competitors lack, provided you can utilize the specific airport perks. With a ₹5,000 annual fee that is waived on ₹6,00,000 yearly spend, it offers 2 pranaam meet & greet services annually (1 on act and 1% base rewards. For anyone researching adani one icici bank signature credit card, the verdict is simple: recommended.

It earns a base reward rate of 1% and stacks best when your spending lines up with Frequent Flyer, Luxury Traveler. The renewal fee gets easier to justify once you can hit ₹6,00,000 in yearly spend.

What we like
+High 7% reward rate on Adani One ecosystem including flights, hotels, and utility bills.
+Generous welcome benefits worth ₹9,000 including flight and hotel vouchers.
+Exclusive airport perks like Pranaam Meet & Greet, Porter services, and Valet parking.
+Comprehensive lounge access with 16 domestic and 2 international visits annually.
+1:1 reward redemption ratio where 1 Adani Reward Point equals ₹1.
What we don't
High annual fee of ₹5,000 which requires significant spend for waiver.
Maximum benefits are restricted to Adani-managed airports.
Lower reward rate of 0.5% on utility and insurance spends.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Frequent Flyer

Ideal for those who frequently use Adani-managed airports and the Adani One app for bookings.

Best value above ₹50,000/month
+
Luxury Traveler

Provides premium services like Pranaam Meet & Greet and Porter services that enhance the travel experience.

Best value above ₹75,000/month

Probably not for

Skip
Low Spender

The ₹5,000 annual fee is hard to justify without hitting the ₹6 Lakh waiver threshold.

Non-Adani User

Reward value is heavily concentrated in the Adani ecosystem; general spends earn standard rates.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹5,000
Net Value (Year 1)-5,000
Net Value (Year 2+)-5,000
Progress to fee waiver0%

Spend ₹6,00,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

Adani One ICICI Bank Signature Credit Card offers 1% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Flat 1% on all spends

Welcome Offer

Welcome Benefit

{'type': 'Flight Voucher', 'value': 5000, 'condition': 'Spend ₹25,000 within 60 days of card activation.'} {'type': 'Hotel Voucher', 'value': 2000, 'condition': 'On card activation and minimum spend of ₹10,000.'} {'type': 'Holiday Voucher', 'value': 2000, 'condition': 'On card activation.'}

Milestone Benefits

Spend ₹100,000

Bonus Points

Spend ₹300,000

Bonus Points

Spend ₹600,000

Bonus Points

Fees & Charges

Joining fee₹5,000
Annual fee₹5,000
Fee waiverSpend > ₹6,00,000

Eligibility

  • Min Income: ₹9 Lakhs
  • Min Credit Score: 750
  • Salaried individuals with monthly income of ₹75,000 or self-employed with annual income of ₹9,00,000.

Exclusions & Terms

Fuel

  • Eligible for surcharge waiver instead of points

Rent

  • Standard ICICI Bank exclusion

Cash Withdrawal

  • Financial transaction

Compare with Alternatives

Feature
Adani One ICICI Bank Signature Credit Card by ICICI Bank - credit card comparison
Adani One ICICI Bank Signature Credit Card
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Current Card
Axis Bank Atlas Credit Card by Axis Bank - credit card comparison
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View Details
Annual Fee
₹5,000
₹5,000
Joining Fee
₹5,000
₹5,000
Reward Rate
1%
2%
Network
Visa
Visa
Best For
Frequent FlyerLuxury Traveler
frequent-travelerluxury-seeker

Frequently Asked Questions

3 data-backed answers from our card database

What is the value of 1 Adani Reward Point?+

1 Adani Reward Point is equal to ₹1 and can be redeemed on the Adani One app for flights, hotels, and other services.

How many lounge visits do I get with this card?+

You get 4 complimentary domestic lounge visits per quarter (16 per year) and 2 complimentary international lounge visits per year.

Is the annual fee waived on spending?+

Yes, the annual fee of ₹5,000 is waived if you spend more than ₹6,00,000 in the previous year.

Ready to apply?

₹5,000 fee. Excellent rewards. Apply now securely.

Apply on ICICI Bank

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