Titan SBI Card Review 2026: 7.5% Cashback, Fees & Benefits
Get detailed insights on the Titan SBI Card. Learn about 7.5% cashback on Titan brands, 5% on jewellery, lounge access, and milestone vouchers worth ₹15,000.
The Titan SBI Card is a niche powerhouse for those who frequently shop within the Titan ecosystem. It offers industry-leading returns on jewellery and lifestyle products that are typically excluded from rewards on other cards.
Crafted for a Rewarding Indulgence
The Bottom Line
The Titan SBI Card is a niche powerhouse for those who frequently shop within the Titan ecosystem. It offers industry-leading returns on jewellery and lifestyle products that are typically excluded from rewards on other cards. With a ₹2,999 annual fee that is waived on ₹3,00,000 yearly spend, it offers 12,000 bonus points and 8 complimentary domestic lounge visits per year (c. For anyone researching titan sbi card, the verdict is simple: recommended.
It earns a base reward rate of 0.25% and stacks best when your spending lines up with Titan Brand Loyalist, Jewellery Shopper. The renewal fee gets easier to justify once you can hit ₹3,00,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealExceptional value-back on jewellery, watches, and eyewear from the Titan ecosystem.
One of the few cards offering significant cashback (up to 5%) on gold and diamond jewellery.
Probably not for
SkipReward redemption is restricted to Titan vouchers, lacking flexibility for cash or travel.
Is It Worth It For You?
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Reward Rates
Titan SBI Card offers 0.25% basic reward rate.
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Welcome Offer
On payment of joining fee
Milestone Benefits
Bonus Points
Bonus Points
Fees & Charges
Eligibility
- Min Income: ₹6 Lakhs
- Min Credit Score: 700
- Age 21-70 years for salaried and self-employed individuals. Requires a regular source of income and good credit history.
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Frequently Asked Questions
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