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Standard Chartered Super Value Titanium Credit Card: Fees, Rewards & B

Fuel card

Vyaya Team · Aug 2026
5 min read
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Value Score
8.0 / 10
Annual Fee
₹750
Best For
Bill & Fuel Optimiser, Family Card User
Network
Mastercard
Expert Verdict

The SC Super Value Titanium targets fuel, utility and telecom spends with 5% earning, but tight monthly caps (100-200 points) and a 0.25 INR point value hold real returns near ~1.25%. With the fuel surcharge waiver gone and no lounge access, it is a narrow bill-optimiser card.

STANDARD CHARTEREDMastercard
Standard Chartered Super Value Titanium
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REWARD SUMMARY
0.16666666666666669% Base Rewards
Fuel card
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The Bottom Line

The Standard Chartered Super Value Titanium is built for bill & fuel optimiser and family card user. With a ₹750 annual fee that is waived on ₹90,000 yearly spend, it offers 1.25% rewards on fuel and a welcome benefit worth ₹1,500. It makes the most sense if your spending matches bill & fuel optimiser and family card user.

It earns a base reward rate of 0.16666666666666669% and stacks best when your spending lines up with Bill & Fuel Optimiser, Family Card User. The renewal fee gets easier to justify once you can hit ₹90,000 in yearly spend.

What we like
+Category-focused 5% earning on fuel (capped 200 points/month), utilities (capped 100/month) and telecom (capped 200/month).
+INR 750 annual fee is reversed on INR 90,000 of retail spend.
+Lifetime free supplementary card for family members.
+Instant virtual card with its own number, CVV and expiry for secure online use before the physical card arrives.
What we don't
Reward points are worth only 0.25 INR, so even the 5% category rate translates to about 1.25% in value.
Tight monthly caps (200 points fuel, 100 utility, 200 telecom) sharply limit total earnings.
Fuel surcharge waiver was discontinued from 25 August 2024.
No airport lounge access (0 domestic, 0 international) and a high 3.5% forex markup.
Base rate is only 1 point per INR 150 (~0.17% in value).

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Bill & Fuel Optimiser

Users with predictable fuel, utility and telecom spends who can max the capped 5% category cashback and waive the INR 750 fee at INR 90,000 spend.

+
Family Card User

Those wanting a lifetime-free supplementary card alongside category benefits.

Probably not for

Skip
Heavy Category Spender

The tight 100-200 point monthly caps quickly limit returns for anyone with large fuel or utility bills.

Traveller

No lounge access and a 3.5% forex markup make it a poor travel companion.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
05,000Max ₹50k
Est. Returns
Travel
010,000Max ₹1L
Est. Returns
Online & Shopping
08,000Max ₹80k
Est. Returns
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Welcome bonus (Year 1)+₹1,500
Annual fee-₹750
Net Value (Year 1)+750
Net Value (Year 2+)-750
Progress to fee waiver0%

Spend ₹90,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

Standard Chartered Super Value Titanium offers 0.16666666666666669% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Fuel
1.25%
Utility
1.25%
Telecom
1.25%

Welcome Offer

Welcome Benefit

100% cashback on fuel transactions, up to a total of INR 1,500, on eligible fuel spends made within 90 days of card issuance.

Value: ₹1,500

Milestone Benefits

Spend ₹90,000

Annual fee reversal on retail spends of INR 90,000 or more in the year.

Fees & Charges

Joining fee₹750
Annual fee₹750
Fee waiverSpend > ₹90,000

Eligibility

  • Min Income: ₹6.6 Lakhs
  • Min Credit Score: 750
  • Salaried/self-employed age 21-65; min monthly income Rs 55,000; fuel/utility cashback card; complimentary for Premium Banking customers.

Exclusions & Terms

Forex markup

  • Foreign currency markup

Frequently Asked Questions

2 data-backed answers from our card database

What is the annual fee of the Standard Chartered Super Value Titanium?+

The Standard Chartered Super Value Titanium has an annual fee of ₹750, waived on annual spends of ₹90,000.

What rewards does the Standard Chartered Super Value Titanium offer?+

It earns 360° Rewards Points, with accelerated earning on Fuel, Utilities.

Ready to apply?

₹750 annual fee. Apply on the Standard Chartered website.

Apply on Standard Chartered

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