Standard Chartered Super Value Titanium Credit Card: Fees, Rewards & B
Fuel card
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The SC Super Value Titanium targets fuel, utility and telecom spends with 5% earning, but tight monthly caps (100-200 points) and a 0.25 INR point value hold real returns near ~1.25%. With the fuel surcharge waiver gone and no lounge access, it is a narrow bill-optimiser card.
Fuel card
The Bottom Line
The Standard Chartered Super Value Titanium is built for bill & fuel optimiser and family card user. With a ₹750 annual fee that is waived on ₹90,000 yearly spend, it offers 1.25% rewards on fuel and a welcome benefit worth ₹1,500. It makes the most sense if your spending matches bill & fuel optimiser and family card user.
It earns a base reward rate of 0.16666666666666669% and stacks best when your spending lines up with Bill & Fuel Optimiser, Family Card User. The renewal fee gets easier to justify once you can hit ₹90,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealUsers with predictable fuel, utility and telecom spends who can max the capped 5% category cashback and waive the INR 750 fee at INR 90,000 spend.
Those wanting a lifetime-free supplementary card alongside category benefits.
Probably not for
SkipThe tight 100-200 point monthly caps quickly limit returns for anyone with large fuel or utility bills.
No lounge access and a 3.5% forex markup make it a poor travel companion.
Is It Worth It For You?
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Reward Rates
Standard Chartered Super Value Titanium offers 0.16666666666666669% basic reward rate.
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Welcome Offer
100% cashback on fuel transactions, up to a total of INR 1,500, on eligible fuel spends made within 90 days of card issuance.
Milestone Benefits
Annual fee reversal on retail spends of INR 90,000 or more in the year.
Fees & Charges
Eligibility
- Min Income: ₹6.6 Lakhs
- Min Credit Score: 750
- Salaried/self-employed age 21-65; min monthly income Rs 55,000; fuel/utility cashback card; complimentary for Premium Banking customers.
Exclusions & Terms
Forex markup
- Foreign currency markup
Frequently Asked Questions
2 data-backed answers from our card database
Ready to apply?
₹750 annual fee. Apply on the Standard Chartered website.
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