Shaurya Select SBI Card Review 2026: Fees, Rewards & Benefits
Explore the Shaurya Select SBI Card for defense personnel. Get 10X rewards on CSD & groceries, ₹10L insurance, and lounge access. Check eligibility and fees.
The Shaurya Select SBI Card is an excellent premium offering for defense personnel, providing high value-back on daily essentials and CSD spends. Its lower interest rate compared to standard cards and robust insurance cover make it a secure and rewarding choice for the armed forces.
A tribute to the protectors of our nation.
The Bottom Line
The Shaurya Select SBI Card is an excellent premium offering for defense personnel, providing high value-back on daily essentials and CSD spends. Its lower interest rate compared to standard cards and robust insurance cover make it a secure and rewarding choice for the armed forces. With a ₹1,499 annual fee that is waived on ₹1,50,000 yearly spend, it offers 0.62% rewards on dining and 1,500 bonus points. For anyone researching shaurya select sbi card, the verdict is simple: recommended.
It earns a base reward rate of 0.5% and stacks best when your spending lines up with defense-personnel, grocery-shopper. The renewal fee gets easier to justify once you can hit ₹1,50,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealTailored benefits for CSD canteen spends and high insurance coverage for armed forces.
High 2.5% value-back on departmental and grocery stores.
Probably not for
SkipLacks international lounge access and has a standard forex markup fee.
Is It Worth It For You?
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Spend ₹1,50,000 more to waive annual fee
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Reward Rates
Shaurya Select SBI Card offers 0.5% basic reward rate.
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Welcome Offer
Milestone Benefits
Bonus Points
Bonus Points
Fees & Charges
Eligibility
- Min Income: ₹2 Lakhs
- Min Credit Score: 700
- Exclusively for serving or retired personnel of the Indian Armed Forces (Army, Navy, Air Force) and Paramilitary forces.
Exclusions & Terms
Fuel
Rent Payments
Government Transactions
Cash Advances
Balance Transfer
Digital Gaming Platforms
Frequently Asked Questions
3 data-backed answers from our card database