Shaurya SBI Card Review 2026: Fees, 5X Rewards & Benefits
Explore Shaurya SBI Card features for defense personnel: 5X rewards on CSD & dining, ₹2 Lakh insurance, and low ₹250 annual fee. Apply now for exclusive bene...
The Shaurya SBI Card is an excellent entry-level credit card for defense personnel, offering high value on essential categories like CSD and groceries with a very low fee structure.
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The Bottom Line
The Shaurya SBI Card is an excellent entry-level credit card for defense personnel, offering high value on essential categories like CSD and groceries with a very low fee structure. With a ₹250 annual fee that is waived on ₹50,000 yearly spend, it offers 0.31% rewards on csd and 1,000 bonus points. For anyone researching shaurya sbi card, the verdict is simple: recommended.
It earns a base reward rate of 0.0625% and stacks best when your spending lines up with defense-personnel. The renewal fee gets easier to justify once you can hit ₹50,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealTailored benefits for CSD canteen shopping and low maintenance costs.
Probably not for
SkipLacks travel perks like lounge access or air mile conversions.
Is It Worth It For You?
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Reward Rates
Shaurya SBI Card offers 0.0625% basic reward rate.
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Welcome Offer
On payment of joining fee
Milestone Benefits
Bonus Points
Fees & Charges
Eligibility
- Min Credit Score: 700
- Exclusively for personnel of the Indian Armed Forces (Army, Navy, Air Force) and Paramilitary Forces.
Exclusions & Terms
Fuel
Cash Advance
Balance Transfer
Encash
Flexipay
Frequently Asked Questions
3 data-backed answers from our card database