Paytm HDFC Bank Select Credit Card Review: 5% Cashback & Lounge Access
Get 5% cashback on Paytm, 3% on Swiggy/Uber, and 8 domestic lounge visits with the Paytm HDFC Bank Select Credit Card. Check fees, rewards, and eligibility.
The Paytm HDFC Bank Select is a powerful cashback card for users deeply integrated into the Paytm ecosystem. It offers competitive rates on utilities and daily apps, though the monthly caps and lack of international lounge access are notable drawbacks.
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The Bottom Line
The Paytm HDFC Bank Select Credit Card is the Paytm HDFC Bank Select is a powerful cashback card for users deeply integrated into the Paytm ecosystem. It offers competitive rates on utilities and daily apps, though the monthly caps and lack of international lounge access are notable drawbacks. With a ₹1,000 annual fee that is waived on ₹1,50,000 yearly spend, it offers fuel surcharge waiver and 1% base rewards. For anyone researching paytm hdfc bank select credit card, the verdict is simple: recommended.
It earns a base reward rate of 1% and stacks best when your spending lines up with Paytm-loyalist, online-shopper. The renewal fee gets easier to justify once you can hit ₹1,50,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealUsers who frequently pay utility bills, recharges, and book movies/travel through the Paytm app.
Strong 3% cashback on daily essentials and food delivery via Swiggy and BigBasket.
Probably not for
SkipThe monthly reward caps significantly limit the earning potential for spends exceeding ₹30,000-₹50,000.
Is It Worth It For You?
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Spend ₹1,50,000 more to waive annual fee
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Reward Rates
Paytm HDFC Bank Select Credit Card offers 1% basic reward rate.
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Fees & Charges
Eligibility
- Min Credit Score: 700
- Exclusively for Paytm customers; application typically initiated via the Paytm app.
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Frequently Asked Questions
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