OLA Money SBI Card Review 2026: 7% Ola Rewards & Fees
Get 7% reward points on Ola rides with the OLA Money SBI Card. Check joining fees, annual fee waiver, and Cleartrip travel benefits in our detailed review.
The OLA Money SBI Card is a niche co-branded card that excels for loyal Ola users. While it offers a fantastic 7% return on rides, its utility as a primary card is limited by a low base reward rate and the absence of lounge access.
India's most rewarding card for Ola users
The Bottom Line
The OLA Money SBI Card is a niche co-branded card that excels for loyal Ola users. While it offers a fantastic 7% return on rides, its utility as a primary card is limited by a low base reward rate and the absence of lounge access. With a ₹499 annual fee that is waived on ₹1,00,000 yearly spend, it offers fuel surcharge waiver and 1% base rewards. For anyone researching ola money sbi card, the verdict is simple: conditional.
It earns a base reward rate of 1% and stacks best when your spending lines up with daily-commuter, budget-traveler. The renewal fee gets easier to justify once you can hit ₹1,00,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealFrequent Ola users can maximize the 7% cashback on daily rides to significantly reduce travel costs.
Strong cashback offers on Cleartrip for flights and hotels make it a good entry-level travel card.
Probably not for
SkipLacks essential travel perks like lounge access, concierge services, and higher reward rates on international spends.
The low base reward rate and monthly caps on accelerated categories make it less rewarding for large non-Ola expenses.
Is It Worth It For You?
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Reward Rates
OLA Money SBI Card offers 1% basic reward rate.
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Welcome Offer
Milestone Benefits
Bonus Points
Fees & Charges
Eligibility
- Min Income: ₹3 Lakhs
- Min Credit Score: 700
- Minimum age of 18 years; Salaried or self-employed with a regular source of income.
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Frequently Asked Questions
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