Axis Bank LIC Platinum Credit Card Review: Fees & Benefits
Review of Axis Bank LIC Platinum Credit Card. Lifetime free, 2X rewards on LIC premiums, and fuel waiver. See if it's right for you.
The Platinum variant is a solid entry-level choice for LIC policyholders who want a lifetime-free card for basic rewards. However, the Signature variant is significantly better due to lounge access and higher point value.
A powerful reward program for policyholders.
The Bottom Line
The Axis Bank LIC Platinum Credit Card is the Platinum variant is a solid entry-level choice for LIC policyholders who want a lifetime-free card for basic rewards. However, the Signature variant is significantly better due to lounge access and higher point value. With no annual fee, it offers 0% rewards on lic premium payments and fuel surcharge waiver. For anyone researching axis bank lic platinum credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.66% and stacks best when your spending lines up with Beginner Policyholders.
Who Should Get This Card
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Best fit for
IdealA simple, no-cost card to earn rewards on LIC premiums.
Probably not for
SkipLacks lounge access and travel-specific perks.
Is It Worth It For You?
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Reward Rates
Axis Bank LIC Platinum Credit Card offers 0.66% basic reward rate.
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Fees & Charges
Eligibility
- Min Income: ₹5 Lakhs
- Min Credit Score: 750
- Exclusively for LIC policyholders and agents. Age 18-70 years.
Exclusions & Terms
Fuel
Wallet Load
EMI Transactions
Utilities
Government Services
Rent
Cash Advances
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Frequently Asked Questions
1 data-backed answers from our card database