VVyaya

IndusInd EazyDiner Credit Card Review

Shopping card with lounge access

The IndusInd EazyDiner has a ₹2,999 annual fee + GST. It earns 0.4% back on regular spends and up to 1% on Shopping, with 8 domestic airport lounge visits a year. Best for: frequent dining out — our verdict: recommended.

Vyaya Team · Jun 2026
5 min read
Apply Now →

We may earn a commission if you apply through this link. It never affects our ratings.

Value Score
7.0 / 10
Annual Fee
₹2,999
Best For
Frequent diner, Foodie wanting lounges
Network
Visa
Expert Verdict

The IndusInd EazyDiner is a dining-specialist card that delivers outsized restaurant value through EazyDiner Prime and up to Rs.5,000/month in app discounts, plus 8 domestic lounges and a Rs.7,500 hotel voucher. Its 0.1/point earning and unwaivable Rs.2,999 fee mean it only pays off for genuine frequent diners.

INDUSIND BANKVisa
IndusInd EazyDiner
Tap to see back →
REWARD SUMMARY
0.4% Base Rewards
Shopping card with lounge access
← Tap to flip back

The Bottom Line

The IndusInd EazyDiner is built for frequent diner and foodie wanting lounges. With a ₹2,999 annual fee, it offers 1% rewards on shopping and 2,000 bonus points. It makes the most sense if your spending matches frequent diner and foodie wanting lounges.

It earns a base reward rate of 0.4% and stacks best when your spending lines up with Frequent diner, Foodie wanting lounges.

What we like
+Exceptional dining value: complimentary EazyDiner Prime (worth Rs.3,550) for 25-50% off at 2,000+ restaurants, plus up to Rs.5,000/month extra dining discount via the EazyDiner App
+8 complimentary domestic lounge visits per year
+Welcome Rs.7,500 Postcard Hotel stay voucher and complimentary premium alcoholic beverage at 200+ restaurants
+2.5X accelerated points (10 RP per Rs.100) on shopping versus the 4 RP per Rs.100 base
+Low Rs.3.5 lakh minimum income makes the premium dining benefits widely accessible
What we don't
–Rs.2,999 joining and Rs.2,999 annual fee with no fee-waiver spend option
–Very low 0.1/point value, so even the 10X shopping rate is only ~1% effective
–Dining spends do not earn the base Reward Points (rewarded via app discounts instead)
–High 3.5% forex markup and no international lounge access

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Frequent diner

Anyone who regularly eats out can extract well over the Rs.2,999 fee through EazyDiner Prime and up to Rs.5,000/month in app discounts.

+
Foodie wanting lounges

Diners who also value 8 domestic lounge visits and a Postcard Hotel voucher.

Probably not for

Skip
–
Non-diner

Without heavy restaurant spend, the Rs.2,999 fee is hard to justify given the weak 0.1/point earning.

–
International traveller

3.5% forex and no international lounges make it unsuitable for overseas use.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
0₹5,000Max ₹50k
Est. Returns
Travel
0₹10,000Max ₹1L
Est. Returns
Online & Shopping
0₹8,000Max ₹80k
Est. Returns
Groceries
0₹6,000Max ₹40k
Est. Returns
Annual rewards₹0
Annual fee-₹2,999
Net Value (Year 1)₹-2,999
Net Value (Year 2+)₹-2,999

Sign in for personalized estimates based on your actual spending

Reward Rates

IndusInd EazyDiner offers 0.4% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

₹
Shopping
1%

Welcome Offer

2,000 Reward Points

2,000 bonus EazyPoints + 1-Year EazyDiner Prime membership worth Rs 3,550 (guaranteed 25% up to 50% off at 2,000+ premium restaurants) + a stay voucher worth Rs 7,500 at The Postcard Hotel.

Fees & Charges

Joining fee₹2,999
Annual fee₹2,999
Fee waiverN/A

Eligibility

  • Min Income: ₹3.5 Lakhs
  • Min Credit Score: 750
  • Age 18+, salaried or self-employed with stable income; CIBIL 700+ generally required; dining-focused card.

Exclusions & Terms

Forex markup

  • Foreign currency markup

Frequently Asked Questions

7 data-backed answers from our card database

What is the annual fee of the IndusInd EazyDiner credit card?+

The IndusInd EazyDiner has a ₹2,999 annual fee + GST.

What rewards does the IndusInd EazyDiner credit card give?+

It earns 4 Reward Points per ₹100 spent (about 0.4% back), and up to 1% on Shopping.

Does the IndusInd EazyDiner credit card offer airport lounge access?+

Yes — 8 domestic airport lounge visits a year. Check the card's terms for any spend condition before your trip.

What is the eligibility for the IndusInd EazyDiner credit card?+

Minimum annual income of about ₹3.5 lakh and a credit score of 750+. Age 18+, salaried or self-employed with stable income; CIBIL 700+ generally required; dining-focused card.

What is the forex markup on the IndusInd EazyDiner?+

3.5% + GST on international transactions.

What is the welcome benefit on the IndusInd EazyDiner?+

2,000 bonus EazyPoints + 1-Year EazyDiner Prime membership worth Rs 3,550 (guaranteed 25% up to 50% off at 2,000+ premium restaurants) + a stay voucher worth Rs 7,500 at The Postcard Hotel.

Is the IndusInd EazyDiner credit card worth it?+

The IndusInd EazyDiner has a ₹2,999 annual fee + GST. It earns 0.4% back on regular spends and up to 1% on Shopping, with 8 domestic airport lounge visits a year. Best for: frequent dining out — our verdict: recommended.

Ready to apply?

₹2,999 annual fee. Apply on the IndusInd Bank website.

Apply on IndusInd Bank →

We may earn a commission if you apply through this link. It never affects our ratings.

Explore more on Vyaya