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IndusInd EazyDiner Credit Card: Fees, Rewards & Benefits

Shopping card with lounge access

Vyaya Team · Jun 2026
5 min read
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Value Score
7.0 / 10
Annual Fee
₹2,999
Best For
Frequent diner, Foodie wanting lounges
Network
Visa
Expert Verdict

The IndusInd EazyDiner is a dining-specialist card that delivers outsized restaurant value through EazyDiner Prime and up to Rs.5,000/month in app discounts, plus 8 domestic lounges and a Rs.7,500 hotel voucher. Its 0.1/point earning and unwaivable Rs.2,999 fee mean it only pays off for genuine frequent diners.

INDUSIND BANKVisa
IndusInd EazyDiner
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REWARD SUMMARY
0.4% Base Rewards
Shopping card with lounge access
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The Bottom Line

The IndusInd EazyDiner is built for frequent diner and foodie wanting lounges. With a ₹2,999 annual fee, it offers 1% rewards on shopping and 2,000 bonus points. It makes the most sense if your spending matches frequent diner and foodie wanting lounges.

It earns a base reward rate of 0.4% and stacks best when your spending lines up with Frequent diner, Foodie wanting lounges.

What we like
+Exceptional dining value: complimentary EazyDiner Prime (worth Rs.3,550) for 25-50% off at 2,000+ restaurants, plus up to Rs.5,000/month extra dining discount via the EazyDiner App
+8 complimentary domestic lounge visits per year
+Welcome Rs.7,500 Postcard Hotel stay voucher and complimentary premium alcoholic beverage at 200+ restaurants
+2.5X accelerated points (10 RP per Rs.100) on shopping versus the 4 RP per Rs.100 base
+Low Rs.3.5 lakh minimum income makes the premium dining benefits widely accessible
What we don't
Rs.2,999 joining and Rs.2,999 annual fee with no fee-waiver spend option
Very low 0.1/point value, so even the 10X shopping rate is only ~1% effective
Dining spends do not earn the base Reward Points (rewarded via app discounts instead)
High 3.5% forex markup and no international lounge access

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Frequent diner

Anyone who regularly eats out can extract well over the Rs.2,999 fee through EazyDiner Prime and up to Rs.5,000/month in app discounts.

+
Foodie wanting lounges

Diners who also value 8 domestic lounge visits and a Postcard Hotel voucher.

Probably not for

Skip
Non-diner

Without heavy restaurant spend, the Rs.2,999 fee is hard to justify given the weak 0.1/point earning.

International traveller

3.5% forex and no international lounges make it unsuitable for overseas use.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

Dining
05,000Max ₹50k
Est. Returns
Travel
010,000Max ₹1L
Est. Returns
Online & Shopping
08,000Max ₹80k
Est. Returns
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹2,999
Net Value (Year 1)-2,999
Net Value (Year 2+)-2,999

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Reward Rates

IndusInd EazyDiner offers 0.4% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Shopping
1%

Welcome Offer

2,000 Reward Points

2,000 bonus EazyPoints + 1-Year EazyDiner Prime membership worth Rs 3,550 (guaranteed 25% up to 50% off at 2,000+ premium restaurants) + a stay voucher worth Rs 7,500 at The Postcard Hotel.

Fees & Charges

Joining fee₹2,999
Annual fee₹2,999
Fee waiverN/A

Eligibility

  • Min Income: ₹3.5 Lakhs
  • Min Credit Score: 750
  • Age 18+, salaried or self-employed with stable income; CIBIL 700+ generally required; dining-focused card.

Exclusions & Terms

Forex markup

  • Foreign currency markup

Frequently Asked Questions

3 data-backed answers from our card database

What is the annual fee of the IndusInd EazyDiner?+

The IndusInd EazyDiner has an annual fee of ₹2,999.

What rewards does the IndusInd EazyDiner offer?+

It earns Reward Points, with accelerated earning on Shopping.

Does the IndusInd EazyDiner offer airport lounge access?+

Yes, it includes complimentary airport lounge access. See the benefits section for visit limits.

Ready to apply?

₹2,999 annual fee. Apply on the IndusInd Bank website.

Apply on IndusInd Bank

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