HDFC Times Platinum Credit Card Review 2026: Movie & Dining Perks
Get 50% off on movies and 10x rewards on weekday dining with HDFC Times Platinum. Check fees, eligibility, and Times Prime benefits.
The HDFC Times Platinum is a niche card strictly for entertainment and dining. While it offers one of the best movie discounts in its segment, the lack of lounge access and low base reward rate make it less versatile than the HDFC Millennia.
The ultimate card for movie buffs and foodies.
The Bottom Line
The HDFC Bank Times Platinum is the HDFC Times Platinum is a niche card strictly for entertainment and dining. While it offers one of the best movie discounts in its segment, the lack of lounge access and low base reward rate make it less versatile than the HDFC Millennia. With a ₹1,000 annual fee that is waived on ₹2,50,000 yearly spend, it offers 50% off on movie tickets via bookmyshow for up to and 0.15% base rewards. For anyone researching hdfc bank times platinum credit card, the verdict is simple: conditional.
It earns a base reward rate of 0.15% and stacks best when your spending lines up with Movie Enthusiasts, Weekday Diners. The renewal fee gets easier to justify once you can hit ₹2,50,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealFrequent movie-goers can save up to ₹2,400 monthly with the 50% BookMyShow discount.
High reward rate on dining during weekdays makes it excellent for office-goers and socialites.
Probably not for
SkipThe card lacks lounge access and travel-specific insurance or rewards.
The ₹1,000 annual fee is hard to justify without meeting the ₹2.5 Lakh waiver threshold.
Is It Worth It For You?
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Reward Rates
HDFC Bank Times Platinum offers 0.15% basic reward rate.
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Fees & Charges
Eligibility
- Min Income: ₹4.2 Lakhs
- Min Credit Score: 750
- Salaried: 21-60 years, Net Monthly Income > ₹35,000. Self-employed: 21-65 years, Annual ITR > ₹6 Lakhs.
Exclusions & Terms
Fuel
Wallet Top-ups
EasyEMI
SmartEMI
Cash Advances
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Frequently Asked Questions
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