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Fabindia SBI Card SELECT Review 2026: 10% Rewards & Lounge Access

Get 10% value back at Fabindia with the SBI Fabindia SELECT card. Check fees, lounge access, milestone benefits, and if it's worth the ₹1,499 fee.

Vyaya Team · Mar 2026
5 min read
Value Score
7.5 / 10
Annual Fee
₹1,499
Best For
Fabindia Loyalists, Lifestyle Spenders
Network
Visa
Expert Verdict

The Fabindia SBI Card SELECT is a niche but powerful co-branded card for those who frequently shop for handcrafted apparel and home decor. While its general reward rate is modest, the 10% value back at Fabindia and the welcome benefits make it a 'no-brainer' for brand loyalists.

Fabindia SBI Card SELECT credit card by SBI Card - Visa network
REWARD SUMMARY
0.25% Base Rewards
A unique reward experience for the conscious shopper.
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The Bottom Line

The Fabindia SBI Card SELECT is a niche but powerful co-branded card for those who frequently shop for handcrafted apparel and home decor. While its general reward rate is modest, the 10% value back at Fabindia and the welcome benefits make it a 'no-brainer' for brand loyalists. With a ₹1,499 annual fee that is waived on ₹2,00,000 yearly spend, it offers a welcome benefit worth ₹1,500 and fabfamily platinum tier. For anyone researching fabindia sbi card select, the verdict is simple: recommended.

It earns a base reward rate of 0.25% and stacks best when your spending lines up with Fabindia Loyalists, Lifestyle Spenders. The renewal fee gets easier to justify once you can hit ₹2,00,000 in yearly spend.

What we like
+High 10% value back on all Fabindia in-store and online spends.
+Welcome gift voucher of ₹1,500 effectively offsets the joining fee.
+Direct access to Platinum Tier Fabfamily membership for exclusive privileges.
+Complimentary domestic lounge access and Priority Pass membership included.
+Quarterly milestone vouchers worth ₹1,250 on spends of ₹2 lakh.
What we don't
Reward points are primarily valuable only when redeemed for Fabindia shopping.
Base reward rate for general spends is relatively low at 1%.
International lounge visits via Priority Pass are not complimentary (membership only).

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Fabindia Loyalists

The 10% reward rate and Platinum tier membership offer unmatched value for frequent Fabindia shoppers.

Best value above ₹20,000/month
+
Lifestyle Spenders

Accelerated rewards on dining, movies, and entertainment make it a good secondary lifestyle card.

Best value above ₹50,000/month

Probably not for

Skip
Generic Cashback Seekers

The reward system is heavily skewed towards a single brand, making it less flexible than pure cashback cards.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Welcome bonus (Year 1)+₹1,500
Annual fee-₹1,499
Net Value (Year 1)+1
Net Value (Year 2+)-1,499
Progress to fee waiver0%

Spend ₹2,00,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

Fabindia SBI Card SELECT offers 0.25% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Flat 0.25% on all spends

Welcome Offer

Welcome Benefit
Value: ₹1500

Milestone Benefits

Spend ₹200,000Value: ₹1250

Choose from brands like Yatra, Aditya Birla Fashion, Urban Ladder, or Bata.

Fees & Charges

Joining fee₹1,499
Annual fee₹1,499
Fee waiverSpend > ₹2,00,000

Eligibility

  • Min Income: ₹3 Lakhs
  • Min Credit Score: 750
  • Age between 21-70 years. Available for salaried and self-employed individuals with a steady income.

Compare with Alternatives

Feature
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Axis Bank Select Credit Card by Axis Bank - credit card comparison
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View Details
Annual Fee
₹1,499
₹2,999
₹3,000
Joining Fee
₹1,499
₹2,999
₹3,000
Reward Rate
0.25%
0.12%
0.2%
Network
Visa
Visa
Visa
Best For
Fabindia LoyalistsLifestyle Spenders
lifestyle-spenderfrequent-traveler
lifestyle-enthusiastburgundy-customers

Frequently Asked Questions

2 data-backed answers from our card database

What is the annual fee for Fabindia SBI Card SELECT?+

The annual fee is ₹1,499 plus taxes. It is waived if you spend more than ₹2,00,000 in the previous year.

How do I redeem Fabindia SBI Card reward points?+

Points can be converted to Fabfamily Rewards at a 1:1 ratio (1 RP = ₹1) and used for shopping at Fabindia stores or website.

Ready to apply?

₹1,499 fee. Excellent rewards. Apply now securely.

Apply on SBI Card

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