ICICI Emirates Skywards Rubyx Card Review 2026: Fees & Miles
Check ICICI Bank Emirates Skywards Rubyx Credit Card fees, rewards, and lounge access. Earn 1.5 Skywards Miles per ₹100 spent. Is it worth the ₹1,000 fee?
The ICICI Emirates Skywards Rubyx is a decent entry-level travel card for those specifically loyal to Emirates. While it offers a steady mile-earning rate, the spend-based lounge access and lack of international perks make it less competitive than other travel cards in the same fee bracket.
Elevate every journey with Skywards Miles and exclusive travel benefits.
The Bottom Line
The ICICI Bank Emirates Skywards Rubyx Credit Card is the ICICI Emirates Skywards Rubyx is a decent entry-level travel card for those specifically loyal to Emirates. While it offers a steady mile-earning rate, the spend-based lounge access and lack of international perks make it less competitive than other travel cards in the same fee bracket. With a ₹1,000 annual fee, it offers 0% rewards on international spends and lounge access. For anyone researching icici bank emirates skywards rubyx credit card, the verdict is simple: conditional.
It earns a base reward rate of 1.5% and stacks best when your spending lines up with Emirates Frequent Flyer.
Who Should Get This Card
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Best fit for
IdealDirectly earn Skywards Miles for flight upgrades and award bookings with Emirates.
Probably not for
SkipThe ₹75,000 quarterly spend requirement for lounge access is difficult to meet for low spenders.
Is It Worth It For You?
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Reward Rates
ICICI Bank Emirates Skywards Rubyx Credit Card offers 1.5% basic reward rate.
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Welcome Offer
Complimentary Emirates Skywards Blue Tier Membership
Fees & Charges
Eligibility
- Min Income: ₹9 Lakhs
- Min Credit Score: 750
- Salaried individuals with monthly income > ₹75,000; Self-employed with ITR > ₹9 Lakhs. Age 21-65 years.
Exclusions & Terms
Fuel
Cash Advance
EMI Transactions
Balance Transfer
Fees & Charges
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Frequently Asked Questions
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