Doctor's SBI Card Review: Benefits, Fees & Professional Indemnity
Explore the Doctor's SBI Card features: ₹20 Lakh professional indemnity insurance, 5X rewards on medical supplies, and domestic lounge access. Apply now.
The Doctor's SBI Card is a niche product that provides significant value through its professional indemnity insurance, which is a unique requirement for doctors. While the reward rate is decent for medical supplies, it functions primarily as a utility and protection tool for medical professionals.
The only card that cares for you as much as you care for your patients.
The Bottom Line
The Doctor's SBI Card is a niche product that provides significant value through its professional indemnity insurance, which is a unique requirement for doctors. While the reward rate is decent for medical supplies, it functions primarily as a utility and protection tool for medical professionals. With a ₹1,499 annual fee that is waived on ₹2,00,000 yearly spend, it offers 0% rewards on medical supplies and a welcome benefit worth ₹1,500. For anyone researching Doctor's SBI Card, the verdict is simple: recommended.
It earns a base reward rate of 0.25% and stacks best when your spending lines up with Medical Professionals. The renewal fee gets easier to justify once you can hit ₹2,00,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealOffers specialized professional indemnity insurance and high rewards on medical equipment purchases.
Probably not for
SkipThe card is strictly restricted to medical practitioners.
Is It Worth It For You?
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Reward Rates
Doctor's SBI Card offers 0.25% basic reward rate.
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Welcome Offer
Milestone Benefits
Voucher from brands like Yatra, Shoppers Stop, or Bata
Fees & Charges
Eligibility
- Min Income: ₹6 Lakhs
- Min Credit Score: 750
- Exclusively for medical professionals. Requires proof of medical registration/degree.
Exclusions & Terms
Fuel
- Surcharge waiver applies instead
Cash Advance
- Standard exclusion
Wallet Load
- Standard exclusion
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Frequently Asked Questions
2 data-backed answers from our card database