City Union Bank SimplySAVE SBI Card Review 2026: Fees & Rewards
Get 10X rewards on groceries and dining with the City Union Bank SimplySAVE SBI Card. Learn about fees, 2000 bonus points, and annual fee waiver conditions.
The City Union Bank SimplySAVE SBI Card is a solid entry-level choice for those who want to earn rewards on everyday offline spends. It is best suited for individuals who primarily spend on groceries and dining and want a card with a low, waivable fee.
Simplified savings on your daily spends.
The Bottom Line
The City Union Bank SimplySAVE SBI Card is a solid entry-level choice for those who want to earn rewards on everyday offline spends. It is best suited for individuals who primarily spend on groceries and dining and want a card with a low, waivable fee. With a ₹499 annual fee that is waived on ₹1,00,000 yearly spend, it offers 1.67% rewards on dining and 2,000 bonus points. For anyone researching city union bank simplysave sbi card, the verdict is simple: recommended.
It earns a base reward rate of 0.16666666666666669% and stacks best when your spending lines up with Beginner Shopper, Grocery Spender. The renewal fee gets easier to justify once you can hit ₹1,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealLow entry barrier and high rewards on common categories like groceries and dining.
Optimized for high-frequency, small-ticket purchases at departmental stores and supermarkets.
Probably not for
SkipLacks lounge access, travel insurance, and has a standard 3.5% forex markup.
Reward capping and low base rate limit value for large non-category transactions.
Is It Worth It For You?
Slide to your typical monthly card spend. We'll do the rest.
Calculate Your Value
Adjust your typical monthly spend by category.
Spend ₹1,00,000 more to waive annual fee
Sign in for personalized estimates based on your actual spending
Reward Rates
City Union Bank SimplySAVE SBI Card offers 0.16666666666666669% basic reward rate.
Quick Calculator
Estimate earnings for a specific purchase
Welcome Offer
Spend ₹2,000 within the first 60 days of card issuance.
Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 700
- Minimum monthly income of ₹20,000 for salaried individuals. Self-employed individuals require a minimum ITR of ₹1 Lakh per annum.
Exclusions & Terms
Fuel
Cash Advance
Balance Transfer
Encash
Flexipay
E-Wallet Loads
Rent Payments
Frequently Asked Questions
3 data-backed answers from our card database