As a salaried professional, your income bracket determines which cards you can access. Banks offer pre-approved cards based on salary account relationship, often with better terms.
Our top pick for cards for salaried professionals is the Amazon Pay ICICI Bank Credit Card from ICICI (no annual fee). Best lifetime-free option: AU ixigo (AU). Best premium pick: Times Black (ICICI, ₹20,000 fee). Ranked from 156 Indian credit cards Vyaya tracks, with fees and earn rates re-verified against issuer terms (October 2026).
ICICI · No annual fee · 1% rewards
AU · No annual fee · 0.5% rewards
HSBC · No annual fee · 0.33% rewards
RBL · ₹1,500 annual fee · 1% rewards
SBI · ₹1,499 annual fee · 1.5% rewards
ICICI · ₹20,000 annual fee · 0.8% rewards
AU · ₹4,999 annual fee · 1% rewards
Axis · ₹5,000 annual fee · 1% rewards
ICICI · ₹12,000 annual fee · 0.25% rewards
ICICI · ₹12,499 annual fee · 1.2% rewards
HDFC · ₹10,000 annual fee · 1% rewards
HDFC · ₹12,500 annual fee · 1% rewards
Axis · ₹12,500 annual fee · 1.2% rewards
IDFC First · ₹5,999 annual fee · 0.83% rewards
AMEX · ₹10,000 annual fee · 1% rewards