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Axis Bank Visa Infinite Credit Card: Fees, Benefits & Rewards

Explore the Axis Bank Visa Infinite Credit Card. Get unlimited domestic lounge access, golf rounds, and premium concierge services. Check eligibility and fees.

Vyaya Team · Feb 2026
5 min read
Value Score
7.0 / 10
Annual Fee
₹30,000
Best For
high-net-worth-individuals
Network
Visa
Expert Verdict

The Axis Bank Visa Infinite is a legacy super-premium offering that focuses more on lifestyle privileges like unlimited domestic lounge access and golf than on high reward earn rates. While it offers prestige, modern alternatives like the Axis Magnus or Reserve often provide better value for the same or higher fees.

Axis Bank Visa Infinite Credit Card credit card by Axis Bank - Visa network
REWARD SUMMARY
0.6000000000000001% Base Rewards
Experience a world of infinite possibilities and exclusive privileges.
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The Bottom Line

The Axis Bank Visa Infinite Credit Card is the Axis Bank Visa Infinite is a legacy super-premium offering that focuses more on lifestyle privileges like unlimited domestic lounge access and golf than on high reward earn rates. While it offers prestige, modern alternatives like the Axis Magnus or Reserve often provide better value for the same or higher fees. With a ₹30,000 annual fee, it offers 1.2% rewards on travel and 30,000 bonus points. For anyone researching Axis Bank Visa Infinite Credit Card, the verdict is simple: conditional.

It earns a base reward rate of 0.6000000000000001% and stacks best when your spending lines up with high-net-worth-individuals.

What we like
+Unlimited domestic lounge access for both primary and add-on cardholders
+Complimentary 6 golf rounds per year at premier golf courses in India
+Comprehensive insurance cover including air accident cover up to ₹4.5 Crores
+Dedicated 24/7 Concierge services for travel and lifestyle assistance
What we don't
High annual fee of ₹30,000 with no clearly defined spend-based waiver
Low reward earn rate (0.6% domestic) compared to other super-premium cards
Reward points value is relatively low at ₹0.20 per point for most redemptions

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
high-net-worth-individuals

Individuals seeking premium lifestyle privileges, unlimited domestic lounge access, and golf benefits.

Best value above ₹2,00,000/month

Probably not for

Skip
reward-maximizers

Users looking for high cashback or reward point returns on daily spends, as the base rate is low.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Welcome bonus (Year 1)+₹6,000
Annual fee-₹30,000
Net Value (Year 1)-24,000
Net Value (Year 2+)-30,000

Sign in for personalized estimates based on your actual spending

Reward Rates

Axis Bank Visa Infinite Credit Card offers 0.6000000000000001% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

TRAVEL
1.2%

Welcome Offer

30000 Bonus Points

Welcome points credited upon payment of joining fee and first transaction.

Value: ₹6000

Fees & Charges

Joining fee₹30,000
Annual fee₹30,000
Fee waiverN/A

Eligibility

  • Min Income: ₹25 Lakhs
  • Min Credit Score: 750
  • Primarily offered to high-net-worth individuals. Minimum age 18-70 years. Requires high annual income or a significant banking relationship (Burgundy/Wealth) with Axis Bank.

Exclusions & Terms

Fuel

  • Fuel transactions are excluded from reward points and subject to surcharge.

Wallet

  • Wallet loading transactions do not earn reward points.

Rent

  • Rent payments are excluded from rewards and incur a 1% fee.

Government

  • Transactions for government services are excluded from rewards.

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Annual Fee
₹30,000
₹12,500
₹12,499
₹9,999
Joining Fee
₹30,000
₹12,500
₹12,499
₹9,999
Reward Rate
0.6000000000000001%
1.1%
3%
1%
Network
Visa
Visa
Mastercard
Visa
Best For
high-net-worth-individuals
High-Net-Worth IndividualsFrequent International Travelers
High-Net-Worth IndividualsFrequent Travelers
High-Net-Worth IndividualFrequent International Traveler

Frequently Asked Questions

3 data-backed answers from our card database

What is the reward point value for Axis Visa Infinite?+

1 EDGE Reward Point is generally valued at ₹0.20 when redeemed for vouchers or products through the Axis EDGE Rewards portal.

Does this card offer international lounge access?+

Yes, it provides a complimentary Priority Pass membership with 6 free international lounge visits per calendar year.

Is there a fuel surcharge waiver?+

Yes, a 1% fuel surcharge waiver is applicable on transactions between ₹400 and ₹4,000, capped at ₹400 per statement cycle.

Ready to apply?

₹30,000 fee. Excellent rewards. Apply now securely.

Apply on Axis Bank

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