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IndiGo SBI Credit Card - 6E Rewards Benefits & Fees

Explore the 6E Rewards IndiGo SBI Card features. Get 2% rewards on IndiGo, free 6E Prime add-ons, and a 1500 INR welcome voucher. Check eligibility now.

Vyaya Team · Jan 2026
5 min read
Value Score
7.8 / 10
Annual Fee
₹500
Best For
Budget Travelers, Entry-level Card Users
Network
Mastercard
Expert Verdict

The 6E Rewards IndiGo SBI Card is an excellent entry-level co-branded travel card for loyal IndiGo fliers. Its reward structure is straightforward, and the 6E Prime benefits provide significant value-add for budget travelers.

6E Rewards - IndiGo SBI Card credit card by SBI Card - Mastercard network
REWARD SUMMARY
1% Base Rewards
Your Passport to Free Air Travel
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The Bottom Line

The 6E Rewards - IndiGo SBI Card is the 6E Rewards IndiGo SBI Card is an excellent entry-level co-branded travel card for loyal IndiGo fliers. Its reward structure is straightforward, and the 6E Prime benefits provide significant value-add for budget travelers. With a ₹500 annual fee, it offers 3% rewards on indigo - travel and 2,500 bonus points. For anyone researching IndiGo SBI Card, the verdict is simple: recommended.

It earns a base reward rate of 1% and stacks best when your spending lines up with Budget Travelers, Entry-level Card Users.

What we like
+Welcome voucher of 1,500 INR effectively covers the joining fee for the first three years
+Accelerated 2% rewards on IndiGo ticket bookings with no upper cap
+Includes 6E Prime add-ons: Priority check-in, choice of seat, and a complimentary meal
+Solid 1.5% reward rate on daily categories like Dining, Grocery, and Entertainment
+1% Fuel Surcharge waiver across all petrol pumps in India
What we don't
No complimentary domestic or international airport lounge access
Reward points can only be redeemed for IndiGo flight tickets and services
High annual interest rate of 42% on outstanding balances
No milestone spend benefits like the XL variant

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Budget Travelers

Travelers who prioritize IndiGo for domestic flights and want to earn free tickets through daily spends.

+
Entry-level Card Users

Users looking for a low-fee travel card that provides tangible perks like priority check-in and free meals.

Probably not for

Skip
Lounge Seekers

Users who want airport lounge access as a primary credit card benefit.

Flexible Reward Seekers

Those who want to redeem points for cashback or gift vouchers from multiple brands.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Welcome bonus (Year 1)+₹2,500
Annual fee-₹500
Net Value (Year 1)+2,000
Net Value (Year 2+)-500

Sign in for personalized estimates based on your actual spending

Reward Rates

6E Rewards - IndiGo SBI Card offers 1% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

IndiGo - TRAVEL
3%
TRAVEL
2%

Welcome Offer

2500 Bonus Points

2,500 IndiGo BluChips credited after payment of joining fee and first transaction within 60 days.

Value: ₹2500

Milestone Benefits

Spend ₹200,000Value: ₹2500

Bonus 2,500 IndiGo BluChips on spending ₹2 Lakhs in a year.

Spend ₹400,000Value: ₹2500

Bonus 2,500 IndiGo BluChips on spending ₹4 Lakhs in a year.

Spend ₹600,000Value: ₹2500

Bonus 2,500 IndiGo BluChips on spending ₹6 Lakhs in a year.

Fees & Charges

Joining fee₹500
Annual fee₹500
Fee waiverN/A

Eligibility

  • Min Income: ₹2.4 Lakhs
  • Min Credit Score: 700
  • Minimum age of 21 years; stable income source required.

Exclusions & Terms

Fuel

  • Fuel transactions earn no points.

Cash Advance

  • Cash withdrawals do not earn reward points.

Wallet Load

  • Wallet loading transactions are excluded.

Utility

  • Utility bill payments are excluded.

Government Services

  • Government transactions are excluded.

Rent

  • Rental payments are excluded.

Frequently Asked Questions

3 data-backed answers from our card database

How do I redeem my 6E Rewards?+

Rewards can be redeemed for flight bookings and other services on the IndiGo mobile app or website by logging into your 6E Rewards account linked to the card.

Do 6E Rewards expire?+

Yes, 6E Rewards are valid for 24 months from the date of credit into your 6E Rewards account.

Does this card offer airport lounge access?+

No, the base 6E Rewards IndiGo SBI Card does not offer lounge access. For lounge benefits, consider upgrading to the 6E Rewards XL variant.

Ready to apply?

₹500 fee. Excellent rewards. Apply now securely.

Apply on SBI Card

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