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Axis Bank Miles & More World Select Review 2026: Fees & Miles

Explore the Axis Bank Miles & More World Select Credit Card. Get 15,000 welcome miles, 32 domestic lounge visits, and 6 miles per Rs. 200 spent. Is it worth ...

Vyaya Team · Mar 2026
5 min read
Value Score
8.0 / 10
Annual Fee
₹4,500
Best For
Frequent International Flyer, Lounge Enthusiast
Network
Mastercard
Expert Verdict

The Axis Bank Miles & More World Select is a powerhouse for Star Alliance loyalists, offering high-velocity mile accumulation and industry-leading domestic lounge access. However, the steep entry cost and lack of a clear fee waiver path make it a niche product for high-spending travelers.

Axis Bank Miles & More World Select Credit Card credit card by Axis Bank - Mastercard network
REWARD SUMMARY
0.75% Base Rewards
Travel more. And get more than travel benefits.
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The Bottom Line

The Axis Bank Miles & More World Select Credit Card is the Axis Bank Miles & More World Select is a powerhouse for Star Alliance loyalists, offering high-velocity mile accumulation and industry-leading domestic lounge access. However, the steep entry cost and lack of a clear fee waiver path make it a niche product for high-spending travelers. With a ₹4,500 annual fee, it offers 0% rewards on lufthansa bookings and 15,000 bonus points. For anyone researching axis bank miles and more world select credit card, the verdict is simple: conditional.

It earns a base reward rate of 0.75% and stacks best when your spending lines up with Frequent International Flyer, Lounge Enthusiast.

What we like
+Generous welcome bonus of 15,000 Award Miles on card activation.
+High domestic lounge access limit of 32 complimentary visits per year (8 per quarter).
+Award Miles never expire as long as you hold the credit card.
+Significant dining discounts of up to 40% via EazyDiner (up to Rs. 1,000).
What we don't
High joining fee of Rs. 10,000 with no standard annual fee waiver spend.
Domestic lounge access is contingent on spending Rs. 50,000 in the previous 3 months.
Extremely high APR of 55.55% per annum.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Frequent International Flyer

Ideal for those who frequently fly with Lufthansa or Star Alliance partners to maximize Award Miles redemption.

Best value above ₹50,000/month
+
Lounge Enthusiast

Offers one of the highest domestic lounge access limits in the market (32 per year).

Best value above ₹20,000/month

Probably not for

Skip
Low Spender

The high joining fee and spend-based lounge criteria make it hard to justify for low monthly spends.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹4,500
Net Value (Year 1)-4,500
Net Value (Year 2+)-4,500

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Reward Rates

Axis Bank Miles & More World Select Credit Card offers 0.75% basic reward rate.

Quick Calculator

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Lufthansa Bookings
0%

Welcome Offer

15000 Bonus Points

On first transaction within 30 days of card activation.

Milestone Benefits

Spend ₹0

Awarded every year upon payment of the annual fee.

Fees & Charges

Joining fee₹10,000
Annual fee₹4,500
Fee waiverN/A

Eligibility

  • Min Income: ₹6 Lakhs
  • Min Credit Score: 750
  • Primary cardholder must be aged between 18 and 70 years. Resident of India or NRI.

Exclusions & Terms

Fuel

    Rent

      Utilities

        Insurance

          Government Services

            Wallet Load

              Compare with Alternatives

              Feature
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              View Details
              Annual Fee
              ₹4,500
              ₹3,500
              Joining Fee
              ₹10,000
              ₹6,500
              Reward Rate
              0.75%
              0.25%
              Network
              Mastercard
              Visa
              Best For
              Frequent International FlyerLounge Enthusiast
              Frequent TravelerGolf Enthusiast

              Frequently Asked Questions

              3 data-backed answers from our card database

              What is the joining fee for the Axis Bank Miles & More World Select Credit Card?+

              The joining fee is Rs. 10,000 plus GST, which is levied after card activation.

              How many domestic lounge visits do I get?+

              You get 32 complimentary domestic lounge visits per year (capped at 8 per quarter), provided you spend at least Rs. 50,000 in the previous 3 calendar months.

              Do the Award Miles expire?+

              No, the Award Miles earned on this card do not expire as long as you remain a cardholder.

              Ready to apply?

              ₹4,500 fee. Excellent rewards. Apply now securely.

              Apply on Axis Bank

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