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Side-by-Side Comparison|Updated March 2026

Axis Bank Miles & More World Select Credit Card vs Miles & More Axis Bank World Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Axis Bank Miles & More World Select Credit Card

8/10
Annual Fee₹4,500
Base Rewards0.75%
NetworkMastercard
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Axis Bank

Miles & More Axis Bank World Credit Card

7.2/10
Annual Fee₹3,500
Base Rewards0.9000000000000001%
NetworkMastercard
View Full Details

Feature-by-Feature Comparison

FeatureAxis Bank Miles & More World Select Credit CardMiles & More Axis Bank World Credit Card
Annual Fee₹4,500₹3,500
Joining Fee₹10,000₹3,500
Fee Waiver SpendN/AN/A
Base Reward Rate0.75%0.9000000000000001%
Reward CurrencyAward MilesAward Miles
NetworkMastercardMastercard
Editor Rating8/107.2/10
Forex Markup3.5%3.5%

Accelerated Rewards

Axis Bank Miles & More World Select Credit Card

  • 0% on Lufthansa Bookings

Miles & More Axis Bank World Credit Card

  • 4.5% on ENTERTAINMENT

Pros & Cons

Axis Bank Miles & More World Select Credit Card

Pros

  • Generous welcome bonus of 15,000 Award Miles on card activation.
  • High domestic lounge access limit of 32 complimentary visits per year (8 per quarter).
  • Award Miles never expire as long as you hold the credit card.
  • Significant dining discounts of up to 40% via EazyDiner (up to Rs. 1,000).

Cons

  • High joining fee of Rs. 10,000 with no standard annual fee waiver spend.
  • Domestic lounge access is contingent on spending Rs. 50,000 in the previous 3 months.
  • Extremely high APR of 55.55% per annum.

Miles & More Axis Bank World Credit Card

Pros

  • Generous welcome bonus of 5,000 Award Miles upon first transaction
  • Annual renewal bonus of 3,000 Award Miles ensures recurring value
  • Miles do not expire as long as you hold the card and make at least one miles-earning purchase per month
  • High reward rate on movie spends (20 miles per ₹200 spent)

Cons

  • High annual fee of ₹3,500 with no specified spend-based waiver
  • Domestic lounge access is subject to a spend of ₹50,000 in the previous 3 months
  • Miles are primarily valuable for Star Alliance partners, limiting flexibility compared to generic points

Our Verdict

Axis Bank Miles & More World Select Credit Card edges ahead overall with a stronger combination of rewards and value. However, Miles & More Axis Bank World Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose Axis Bank Miles & More World Select Credit Card if

Ideal for those who frequently fly with Lufthansa or Star Alliance partners to maximize Award Miles redemption.

Choose Miles & More Axis Bank World Credit Card if

Travelers who frequently fly with Lufthansa, Swiss Air, or other Star Alliance partners.

Frequently Asked Questions

Which is better: Axis Bank Miles & More World Select Credit Card or Miles & More Axis Bank World Credit Card?
Axis Bank Miles & More World Select Credit Card edges ahead overall with a stronger combination of rewards and value. However, Miles & More Axis Bank World Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between Axis Bank Miles & More World Select Credit Card and Miles & More Axis Bank World Credit Card?
Axis Bank Miles & More World Select Credit Card has an annual fee of ₹4,500, while Miles & More Axis Bank World Credit Card has an annual fee of ₹3,500.
Which card has better rewards: Axis Bank Miles & More World Select Credit Card or Miles & More Axis Bank World Credit Card?
Axis Bank Miles & More World Select Credit Card offers a base reward rate of 0.75% with accelerated rewards on Lufthansa Bookings. Miles & More Axis Bank World Credit Card offers 0.9000000000000001% base rewards with bonuses on ENTERTAINMENT. The better choice depends on your primary spending categories.
Can I have both Axis Bank Miles & More World Select Credit Card and Miles & More Axis Bank World Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Axis Bank Miles & More World Select Credit Card and Miles & More Axis Bank World Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Axis Bank Miles & More World Select Credit Card or Miles & More Axis Bank World Credit Card?
For beginners, Miles & More Axis Bank World Credit Card may be more approachable with a lower annual fee of ₹3,500. However, evaluate based on your expected spending pattern rather than fee alone.

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