Apollo SBI Card SELECT Review 2026: 10% Health Rewards & Fees
Get 10% rewards on Apollo Pharmacy, free health check-ups, and a Noise smartwatch with the Apollo SBI Card SELECT. Read our full review on fees and benefits.
The Apollo SBI Card SELECT is a niche but powerful tool for those heavily reliant on the Apollo healthcare ecosystem. It effectively offsets its annual fee through welcome vouchers and health check-ups, provided you spend at least ₹50,000 in the first 90 days.
Health meets rewards
The Bottom Line
The Apollo SBI Card SELECT is a niche but powerful tool for those heavily reliant on the Apollo healthcare ecosystem. It effectively offsets its annual fee through welcome vouchers and health check-ups, provided you spend at least ₹50,000 in the first 90 days. With a ₹1,499 annual fee that is waived on ₹3,00,000 yearly spend, it offers 0% rewards on apollo 24|7 and pharmacy and apollo circle membership. For anyone researching apollo sbi card select, the verdict is simple: conditional.
It earns a base reward rate of 0.25% and stacks best when your spending lines up with health-conscious-family. The renewal fee gets easier to justify once you can hit ₹3,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealSignificant savings on recurring pharmacy bills, lab tests, and doctor consultations within the Apollo network.
Probably not for
SkipThe reward value is locked into healthcare credits, making it less flexible than cashback or travel cards.
Is It Worth It For You?
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Reward Rates
Apollo SBI Card SELECT offers 0.25% basic reward rate.
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Milestone Benefits
Complimentary Comprehensive Health Check-up Package worth ₹1,999
Renewal Fee Waiver
Noise Smartwatch worth ₹7,999
Fees & Charges
Eligibility
- Min Income: ₹3.6 Lakhs
- Min Credit Score: 700
- Applicants must be between 18 and 60 years of age. Available for both salaried and self-employed individuals.
Exclusions & Terms
Fuel
- Eligible for surcharge waiver instead of reward points
Cash Advance
- Standard exclusion
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Frequently Asked Questions
2 data-backed answers from our card database