Tier list
Whose points are actually worth the most?
Same 1,00,000 points, very different value. Each card is ranked by its best redemption channel's ₹-per-point — computed by the same engine behind our redemption guides, not vibes.
A#1 American Express PlatinumBest: Bank travel portal · 1,00,000 pts ≈ ₹1,00,000₹1/ptguide A#2 Axis AtlasBest: Bank travel portal · 1,00,000 pts ≈ ₹1,00,000₹1/ptguide A#3 HDFC Diners Club BlackBest: Bank travel portal · 1,00,000 pts ≈ ₹1,00,000₹1/ptguide A#4 HDFC InfiniaBest: Bank travel portal · 1,00,000 pts ≈ ₹1,00,000₹1/ptguide B#5 American Express Membership RewardsBest: Gift card · 1,00,000 pts ≈ ₹50,000₹0.5/ptguide B#6 HDFC Regalia GoldBest: Bank travel portal · 1,00,000 pts ≈ ₹50,000₹0.5/ptguide
Values assume the best channel at realistic redemption rates; transfers depend on award availability. Full math per card in each guide.