VVyaya
All redemption guides

How to redeem HDFC Infinia reward points

HDFC Infinia earns HDFC Reward Points. Here is every way to use them, ranked by the rupee value you get per point. Pick the top option unless you are transferring to an airline for premium travel.

Best value

Bank travel portal: 1,000 points = ₹1,000

Redeeming the same points as cashback returns only ₹300 per 1,000, about 3.33× less.

  1. 1Login to HDFC SmartBuy
  2. 2Book flight/hotel
  3. 3Apply Reward Points (up to 70% of value)
  4. 4Pay remaining 30% on the Infinia card

Up to 70% of any booking can be paid with points (rest on card).

Go to the portal

Every redemption option, compared

Bank travel portal

easy
₹1,000 / 1,000 pts

Login to HDFC SmartBuy Book flight/hotel Apply Reward Points (up to 70% of value) Pay remaining 30% on the Infinia card

Up to 70% of any booking can be paid with points (rest on card).

Catalogue voucher

instant
₹500 / 1,000 pts

Login to SmartBuy / netbanking rewards Pick a brand voucher Redeem at 1 RP = Rs 0.50

Cashback

instant
₹300 / 1,000 pts

Login to netbanking Redeem points as statement credit / cashback at 1 RP = Rs 0.30

Going somewhere? Transfers can beat all of these.

For premium-cabin travel, transferring points to an airline often returns far more than any option above. See exactly which transfer path your points unlock.

Open the Trip Planner

Frequently asked

What is the best way to redeem HDFC Infinia reward points?

Bank travel portal at about ₹1 per point (₹1,000 per 1,000 points), which is the highest-value option for this card.

What is 1,000 HDFC Infinia points worth?

Between ₹300 and ₹1,000 depending on how you redeem. The redemption channel you choose matters more than the number of points.