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How to redeem Regalia Gold Credit Card reward points

Regalia Gold Credit Card earns HDFC Reward Points. Here is every way to use them, ranked by the rupee value you get per point. Pick the top option unless you are transferring to an airline for premium travel.

Best value

Transfer to Accor ALL (ALL Reward Points) (2:1): 1,000 points = ₹1,084

Redeeming the same points as cashback returns only ₹200 per 1,000, about 5.42× less.

  1. 1Verify award availability on Accor ALL (ALL Reward Points) BEFORE transferring — transfers are irreversible.
  2. 2Transfer 10,000 HDFC Reward Points → ≈5,000 Accor ALL (ALL Reward Points) (effective 2:1).
  3. 3Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Every verified redemption option, compared

Transfer to Accor ALL (ALL Reward Points) (2:1)

hard
₹1,084 / 1,000 pts

Verify award availability on Accor ALL (ALL Reward Points) BEFORE transferring — transfers are irreversible. Transfer 10,000 HDFC Reward Points → ≈5,000 Accor ALL (ALL Reward Points) (effective 2:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Transfer to Singapore Airlines KrisFlyer (2:1)

hard
₹925 / 1,000 pts

Verify award availability on Singapore Airlines KrisFlyer BEFORE transferring — transfers are irreversible. Transfer 10,000 HDFC Reward Points → ≈5,000 Singapore Airlines KrisFlyer (effective 2:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Transfer to Turkish Airlines Miles&Smiles (2:1)

hard
₹750 / 1,000 pts

Verify award availability on Turkish Airlines Miles&Smiles BEFORE transferring — transfers are irreversible. Transfer 10,000 HDFC Reward Points → ≈5,000 Turkish Airlines Miles&Smiles (effective 2:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Transfer to Japan Airlines JAL Mileage Bank (2:1)

hard
₹650 / 1,000 pts

Verify award availability on Japan Airlines JAL Mileage Bank BEFORE transferring — transfers are irreversible. Transfer 10,000 HDFC Reward Points → ≈5,000 Japan Airlines JAL Mileage Bank (effective 2:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Transfer to Air France-KLM Flying Blue (2:1)

hard
₹615 / 1,000 pts

Verify award availability on Air France-KLM Flying Blue BEFORE transferring — transfers are irreversible. Transfer 10,000 HDFC Reward Points → ≈5,000 Air France-KLM Flying Blue (effective 2:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Transfer to Air Canada Aeroplan (3:1)

hard
₹567 / 1,000 pts

Verify award availability on Air Canada Aeroplan BEFORE transferring — transfers are irreversible. Transfer 10,000 HDFC Reward Points → ≈3,333 Air Canada Aeroplan (effective 3:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Bank travel portal

easy
₹500 / 1,000 pts

Login to HDFC SmartBuy Book flight/hotel Apply Reward Points at 1 RP = Rs 0.50 (up to 70%) Pay remaining on card

Up to 70% of any booking can be paid with points (rest on card).

Transfer to Club ITC (Green Points) (2:1)

hard
₹500 / 1,000 pts

Verify award availability on Club ITC (Green Points) BEFORE transferring — transfers are irreversible. Transfer 10,000 HDFC Reward Points → ≈5,000 Club ITC (Green Points) (effective 2:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Transfer to Air India Maharaja Club (3:1)

hard
₹500 / 1,000 pts

Verify award availability on Air India Maharaja Club BEFORE transferring — transfers are irreversible. Transfer 10,000 HDFC Reward Points → ≈3,333 Air India Maharaja Club (effective 3:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Transfer to British Airways Executive Club (Avios) (3:1)

hard
₹500 / 1,000 pts

Verify award availability on British Airways Executive Club (Avios) BEFORE transferring — transfers are irreversible. Transfer 10,000 HDFC Reward Points → ≈3,333 British Airways Executive Club (Avios) (effective 3:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Cashback

instant
₹200 / 1,000 pts

Login to netbanking Redeem as statement credit at 1 RP = Rs 0.20

Frequently asked

What is the best way to redeem Regalia Gold Credit Card reward points?

Transfer to Accor ALL (ALL Reward Points) (2:1) at about ₹1.084 per point (₹1,084 per 1,000 points), which is the highest-value option for this card.

What is 1,000 Regalia Gold Credit Card points worth?

Between ₹200 and ₹1,084 depending on how you redeem. The redemption channel you choose matters more than the number of points.