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Tata Neu Infinity SBI Credit Card Review 2026: Fees, Rewards & Loun...

Get detailed insights on Tata Neu Infinity SBI Credit Card. Learn about 10% rewards, 1.99% forex fee, lounge access rules, and annual fee waiver conditions.

Vyaya Team · Mar 2026
5 min read
Value Score
8.5 / 10
Annual Fee
₹1,499
Best For
Tata Loyalists, Frequent Travelers
Network
Visa
Expert Verdict

The Tata Neu Infinity SBI Credit Card is a powerhouse for those deeply integrated into the Tata ecosystem. It offers one of the best reward rates for UPI and shopping, though the new spend-based lounge access criteria is a significant hurdle for casual users.

Tata Neu Infinity SBI Credit Card credit card by SBI Card - Visa network
REWARD SUMMARY
1.5% Base Rewards
Unlock up to 10% value back on Tata brands and premium travel perks.
← Tap to flip back

The Bottom Line

The Tata Neu Infinity SBI Credit Card is a powerhouse for those deeply integrated into the Tata ecosystem. It offers one of the best reward rates for UPI and shopping, though the new spend-based lounge access criteria is a significant hurdle for casual users. With a ₹1,499 annual fee that is waived on ₹3,00,000 yearly spend, it offers 0% rewards on tata neu app/website spends and forex markup. For anyone researching tata neu infinity sbi credit card, the verdict is simple: recommended.

It earns a base reward rate of 1.5% and stacks best when your spending lines up with Tata Loyalists, Frequent Travelers. The renewal fee gets easier to justify once you can hit ₹3,00,000 in yearly spend.

What we like
+Up to 10% value back on Tata Neu app and partner brands (5% card + 5% NeuPass).
+1.5% base reward rate on all other spends, including UPI (RuPay variant).
+Low foreign currency markup of 1.99% for international transactions.
+Complimentary domestic and international lounge access via Priority Pass.
+Welcome benefit of 1,499 NeuCoins effectively offsets the joining fee.
What we don't
Domestic lounge access requires a high spend of ₹75,000 in the previous quarter.
Monthly capping on NeuCoins for categories like Grocery, Insurance, and Utilities.
Excludes rewards on fuel, rent, education, and wallet loads.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Tata Loyalists

High rewards on brands like BigBasket, Croma, Air India, and Taj Hotels.

Best value above ₹50,000/month
+
Frequent Travelers

Low forex markup and international lounge access via Priority Pass.

Best value above ₹75,000/month

Probably not for

Skip
Low Spenders

High spend requirement for lounge access and annual fee waiver.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹1,499
Net Value (Year 1)-1,499
Net Value (Year 2+)-1,499
Progress to fee waiver0%

Spend ₹3,00,000 more to waive annual fee

Sign in for personalized estimates based on your actual spending

Reward Rates

Tata Neu Infinity SBI Credit Card offers 1.5% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Tata Neu App/Website Spends
0%
NeuPass Member Spends
0%
UPI Spends
0%

Welcome Offer

Welcome Benefit

On payment of joining fee and first transaction within 30 days.

Milestone Benefits

Spend ₹300,000

Annual Fee Reversal

Fees & Charges

Joining fee₹1,499
Annual fee₹1,499
Fee waiverSpend > ₹3,00,000

Eligibility

  • Min Income: ₹12 Lakhs
  • Min Credit Score: 750
  • Salaried: Net monthly income > ₹1 Lakh. Self-employed: ITR > ₹12 Lakhs per annum. Age: 21-60 years (Salaried), 25-65 years (Self-employed).

Exclusions & Terms

Fuel

    Wallet Load

      Rent

        Education

          Government Services

            Gift Cards

              Vouchers

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                View Details
                Annual Fee
                ₹1,499
                ₹2,999
                Joining Fee
                ₹1,499
                ₹2,999
                Reward Rate
                1.5%
                0.12%
                Network
                Visa
                Visa
                Best For
                Tata LoyalistsFrequent Travelers
                lifestyle-spenderfrequent-traveler

                Frequently Asked Questions

                3 data-backed answers from our card database

                What is the value of 1 NeuCoin?+

                1 NeuCoin is equal to ₹1 and can be redeemed across Tata partner brands on the Tata Neu app.

                Is there a spend requirement for lounge access?+

                Yes, cardholders must spend at least ₹75,000 in the previous calendar quarter to be eligible for complimentary domestic lounge access in the subsequent quarter.

                Does this card support UPI payments?+

                Yes, the RuPay variant of the card supports UPI payments and earns 1.5% NeuCoins on UPI transactions.

                Ready to apply?

                ₹1,499 fee. Excellent rewards. Apply now securely.

                Apply on SBI Card

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