SPAR SBI Card Review 2026: Fees, Rewards, & Landmark Benefits
Check SPAR SBI Card features, 5X rewards on Landmark stores, dining, and movies. Learn about the ₹499 fee, milestone benefits, and how to apply.
The SPAR SBI Card is a solid entry-level co-branded card for those who frequently shop at Landmark Group outlets. While it lacks premium features like lounge access, its low fee and targeted rewards make it a good secondary card for grocery and lifestyle shopping.
Accelerated rewards for your shopping at Landmark stores.
The Bottom Line
The SPAR SBI Card is a solid entry-level co-branded card for those who frequently shop at Landmark Group outlets. While it lacks premium features like lounge access, its low fee and targeted rewards make it a good secondary card for grocery and lifestyle shopping. With a ₹499 annual fee that is waived on ₹1,00,000 yearly spend, it offers 0% rewards on landmark stores (spar, life... and 2,000 bonus points. For anyone researching spar sbi card, the verdict is simple: conditional.
It earns a base reward rate of 0.25% and stacks best when your spending lines up with Landmark Group Shopper. The renewal fee gets easier to justify once you can hit ₹1,00,000 in yearly spend.
Who Should Get This Card
Use this as a quick filter before comparing rewards or fees in detail.
Best fit for
IdealHigh reward rates at Spar, Lifestyle, Max, and Home Centre make it very lucrative for loyalists of these brands.
Probably not for
SkipLacks travel-specific benefits like lounge access or air mile conversions.
Is It Worth It For You?
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Reward Rates
SPAR SBI Card offers 0.25% basic reward rate.
Quick Calculator
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Welcome Offer
Milestone Benefits
Landmark Spend Milestone 1 Spend at Landmark stores only
Landmark Spend Milestone 2 Spend at Landmark stores only
Landmark Spend Milestone 3 Spend at Landmark stores only
Annual Retail Spend Milestone Overall annual retail spends
Fees & Charges
Eligibility
- Min Income: ₹2 Lakhs
- Min Credit Score: 700
- Applicant must be aged between 21 to 70 years. Available for both salaried and self-employed individuals with a stable income.
Exclusions & Terms
Fuel
- Fuel transactions are excluded from reward point accrual but eligible for surcharge waiver.
Cash Advance
- Standard exclusion for cash withdrawals.
Frequently Asked Questions
2 data-backed answers from our card database