Lifestyle Home Centre SBI Card Review: Fees, Rewards & Benefits
Check out the Lifestyle Home Centre SBI Card review. Learn about the 5x rewards at Landmark stores, ₹499 fee, and how to get the annual fee waived.
The Lifestyle Home Centre SBI Card is a solid entry-level co-branded card for those who frequently shop at Landmark Group brands. While it lacks premium perks like lounge access, its reward structure and fee-waiver milestones make it a value-for-money choice for specific retail needs.
Rewarding your lifestyle and home needs.
The Bottom Line
The Lifestyle Home Centre SBI Card is a solid entry-level co-branded card for those who frequently shop at Landmark Group brands. While it lacks premium perks like lounge access, its reward structure and fee-waiver milestones make it a value-for-money choice for specific retail needs. With a ₹499 annual fee that is waived on ₹1,00,000 yearly spend, it offers 2,000 bonus points and fuel surcharge waiver. For anyone researching lifestyle home centre sbi card, the verdict is simple: conditional.
It earns a base reward rate of 0.25% and stacks best when your spending lines up with Landmark Group Loyalists, Budget Shoppers. The renewal fee gets easier to justify once you can hit ₹1,00,000 in yearly spend.
Who Should Get This Card
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Best fit for
IdealHigh reward rate of 1.25% at Lifestyle, Max, and Home Centre stores.
Low annual fee with easy waiver criteria and welcome/renewal bonuses.
Probably not for
SkipLacks travel-specific benefits like lounge access or air mile conversions.
Base reward rate is significantly lower than generic cashback cards.
Is It Worth It For You?
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Reward Rates
Lifestyle Home Centre SBI Card offers 0.25% basic reward rate.
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Welcome Offer
Milestone Benefits
On annual spends at Landmark Stores
On annual spends at Landmark Stores
On annual spends at Landmark Stores
On annual spends at Landmark Stores
On overall annual retail spends
Fees & Charges
Eligibility
- Min Income: ₹2.4 Lakhs
- Min Credit Score: 700
- Available for salaried and self-employed individuals aged 21-70.
Exclusions & Terms
Fuel
- Fuel transactions are excluded from reward points but eligible for surcharge waiver.
Cash Advance
- Standard exclusion for cash withdrawals.
Frequently Asked Questions
3 data-backed answers from our card database