Fabindia SBI Card Review 2026: Fees, Rewards & Benefits

Explore the Fabindia SBI Card features: 5% rewards on Fabindia, Gold Tier membership, and milestone vouchers. Check if this shopping card is right for you.

Vyaya Team · Mar 2026

5 min read

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Value Score

6.5 / 10

Annual Fee

₹499

Best For

Fabindia Loyalists

Network

Visa

Expert Verdict

REWARD SUMMARY

0.25% Base Rewards
Celebrate India with the Fabindia SBI Card

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The Bottom Line

The Fabindia SBI Card is a niche lifestyle card best suited for frequent Fabindia shoppers. While it offers excellent value back at Fabindia stores, its utility for general spending and travel is limited compared to other entry-level cards. With a ₹499 annual fee that is waived on ₹1,00,000 yearly spend, it offers 0% rewards on fabindia stores and fabfamily gold tier membership. For anyone researching Fabindia SBI Card, the verdict is simple: conditional.

It earns a base reward rate of 0.25% and stacks best when your spending lines up with Fabindia Loyalists. The renewal fee gets easier to justify once you can hit ₹1,00,000 in yearly spend.

What we like

+High reward rate of 5% on Fabindia spends (1 RP = ₹1)

+Direct access to Gold Tier Fabfamily membership upon joining

+Quarterly milestone vouchers worth ₹750 on ₹1 lakh spend

+Annual fee waiver on relatively low spend of ₹1 lakh

What we don't

–No complimentary airport lounge access in the base variant

–Reward points are primarily valuable only for Fabindia redemptions

–Low base reward rate of 0.5% on general spends

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal

Fabindia Loyalists

Direct 5% value back on Fabindia purchases and Gold Tier membership benefits.

Best value above ₹10,000/month

Probably not for

Skip

–

Frequent Travelers

Lacks lounge access and travel-specific insurance or high international reward rates.

Is It Worth It For You?

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Calculate Your Value

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Reward Rates

Fabindia SBI Card offers 0.25% basic reward rate.

Quick Calculator

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Where

Amount

₹

Fabindia Stores

Dining, Movies & Entertainment

International

Milestone Benefits

Spend ₹100,000Value: ₹750

Bonus Points

Fees & Charges

Joining fee₹499

Annual fee₹499

Fee waiverSpend > ₹1,00,000

Eligibility

Min Income: ₹2.4 Lakhs
Min Credit Score: 750
Age between 21-70 years. Available for both salaried and self-employed individuals.

Exclusions & Terms

Fuel

Cash Advance

Frequently Asked Questions

3 data-backed answers from our card database

What is the value of 1 reward point on the Fabindia SBI Card?+

1 Reward Point is equal to ₹1 when redeemed for Fabfamily Rewards at Fabindia stores.

Does the Fabindia SBI Card offer lounge access?+

No, the base Fabindia SBI Card does not offer complimentary domestic or international lounge access. This feature is available on the 'Select' variant.

How can I get the annual fee waived?+

The annual fee of ₹499 is waived if you spend ₹1,00,000 or more in the preceding year.

Ready to apply?

₹499 fee. Excellent rewards. Apply now securely.

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