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Air India SBI Platinum Card Review 2026: Fees, Rewards & Miles

Check Air India SBI Platinum Card benefits, 5,000 welcome points, 8 domestic lounge visits, and 1:1 Air India mile conversion. Is it worth the Rs. 1,499 fee?

Vyaya Team · Mar 2026
5 min read
Value Score
6.8 / 10
Annual Fee
₹1,499
Best For
Air India Loyalist, Domestic Traveler
Network
Visa
Expert Verdict

The Air India SBI Platinum Card is a solid entry-level travel card for those who exclusively fly Air India. While its reward rates were recently devalued, the milestone benefits and 1:1 mile conversion still offer decent value for moderate spenders.

SBI Card - Air India SBI Platinum Card credit card by SBI Card - Visa network
REWARD SUMMARY
0.4050000000000001% Base Rewards
Your passport to a world of rewards and travel perks.
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The Bottom Line

The SBI Card - Air India SBI Platinum Card is the Air India SBI Platinum Card is a solid entry-level travel card for those who exclusively fly Air India. While its reward rates were recently devalued, the milestone benefits and 1:1 mile conversion still offer decent value for moderate spenders. With a ₹1,499 annual fee, it offers 0% rewards on air india bookings and 5,000 bonus points. For anyone researching air india sbi platinum card, the verdict is simple: conditional.

It earns a base reward rate of 0.4050000000000001% and stacks best when your spending lines up with Air India Loyalist, Domestic Traveler.

What we like
+5,000 Maharaja Points as a welcome bonus upon joining fee payment.
+Accelerated 5 Reward Points per Rs. 100 spent on Air India tickets (self-booking).
+Up to 15,000 bonus Maharaja Points annually through milestone spends.
+8 complimentary domestic lounge visits per year (capped at 2 per quarter).
+1:1 conversion ratio from Reward Points to Air India Maharaja Points.
What we don't
Low base reward rate of 2 points per Rs. 100 on non-airline spends.
No annual fee waiver regardless of annual spending.
International lounge visits are paid even with the provided Priority Pass.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
Air India Loyalist

Best value for those who frequently book Air India flights and want to earn miles directly.

Best value above ₹25,000/month
+
Domestic Traveler

Provides consistent domestic lounge access and travel-specific rewards.

Best value above ₹20,000/month

Probably not for

Skip
Low Spender

The Rs. 1,499 annual fee is not waivable, making it hard to justify for low annual spends.

International Traveler

Lacks complimentary international lounge visits and has a standard 3.5% forex markup.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Annual fee-₹1,499
Net Value (Year 1)-1,499
Net Value (Year 2+)-1,499

Sign in for personalized estimates based on your actual spending

Reward Rates

SBI Card - Air India SBI Platinum Card offers 0.4050000000000001% basic reward rate.

Quick Calculator

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Air India Bookings
0%

Welcome Offer

5000 Bonus Points

Milestone Benefits

Spend ₹200,000

Bonus Maharaja Points on annual spend.

Spend ₹300,000

Additional bonus Maharaja Points on reaching 3L spend.

Fees & Charges

Joining fee₹1,499
Annual fee₹1,499
Fee waiverN/A

Eligibility

  • Min Income: ₹4.8 Lakhs
  • Min Credit Score: 700
  • Minimum income of Rs. 40,000 per month is generally required for salaried individuals.

Exclusions & Terms

Fuel

    Rent

      Insurance

        Utility

          Education

            Government Transactions

              Wallet Load

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                View Details
                Annual Fee
                ₹1,499
                ₹5,000
                Joining Fee
                ₹1,499
                ₹5,000
                Reward Rate
                0.4050000000000001%
                2%
                Network
                Visa
                Visa
                Best For
                Air India LoyalistDomestic Traveler
                frequent-travelerluxury-seeker

                Frequently Asked Questions

                3 data-backed answers from our card database

                What is the joining fee for the Air India SBI Platinum Card?+

                The joining fee is Rs. 1,499 plus GST, which comes with a welcome gift of 5,000 Reward Points.

                How many domestic lounge visits do I get?+

                You get 8 complimentary domestic lounge visits per year, with a maximum of 2 visits allowed per calendar quarter.

                Can I waive the annual fee on this card?+

                No, the Air India SBI Platinum Card does not currently offer a spend-based annual fee waiver.

                Ready to apply?

                ₹1,499 fee. Excellent rewards. Apply now securely.

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