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Max SBI Card Review | Fees, Rewards & Benefits 2026

Explore the Lifestyle Home Centre Max SBI Card details. Earn up to 5 points at Max & Lifestyle stores, joining bonuses, and milestone rewards.

Vyaya Team · Jan 2026
5 min read
Value Score
6.0 / 10
Annual Fee
₹499
Best For
loyal-landmark-shopper, entry-level-users
Network
Visa
Expert Verdict

The Lifestyle Home Centre Max SBI Card is a niche entry-level shopping card tailored specifically for the Landmark Group ecosystem. While it offers respectable 1.25% valueback on partner brands and dining, its utility is limited for general-purpose spending.

Lifestyle Home Centre Max SBI Card credit card by SBI Card - Visa network
REWARD SUMMARY
0.25% Base Rewards
The perfect shopping companion for the Landmark Group enthusiast.
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The Bottom Line

The Lifestyle Home Centre Max SBI Card is a niche entry-level shopping card tailored specifically for the Landmark Group ecosystem. While it offers respectable 1.25% valueback on partner brands and dining, its utility is limited for general-purpose spending. With a ₹499 annual fee, it offers 1.25% rewards on landmark stores - shopping and 2,000 bonus points. For anyone researching Max SBI Card, the verdict is simple: conditional.

It earns a base reward rate of 0.25% and stacks best when your spending lines up with loyal-landmark-shopper, entry-level-users.

What we like
+Accelerated 5 reward points per 100 spent at Landmark Group stores including Lifestyle, Max, and Home Centre.
+Joining bonus of 2,000 points effectively offsets the first-year fee.
+Cumulative milestone rewards of up to 16,000 points based on annual spending.
+Rewards can be instantly redeemed at Landmark partner stores at a value of 0.25 INR per point.
What we don't
Very low base reward rate of 0.25% on non-Landmark retail spends.
No complimentary airport lounge access or travel benefits.
High finance charges of 42% per annum if balances are not cleared.
Lacks a spend-based annual fee waiver, though renewal points are provided.

Who Should Get This Card

Use this as a quick filter before comparing rewards or fees in detail.

Best fit for

Ideal
+
loyal-landmark-shopper

Individuals who frequently shop for apparel and home decor at Max, Lifestyle, and Home Centre.

Best value above ₹5,000/month
+
entry-level-users

First-time cardholders looking for a low-fee shopping card with easy-to-understand rewards.

Probably not for

Skip
frequent-travelers

Users seeking lounge access, air miles, or travel insurance as this card offers none.

high-spenders-outside-ecosystem

Those who spend heavily on general retail or online platforms outside the Landmark Group.

Is It Worth It For You?

Slide to your typical monthly card spend. We'll do the rest.

Calculate Your Value

Adjust your typical monthly spend by category.

🍽️
Dining
05,000Max ₹50k
Est. Returns
✈️
Travel
010,000Max ₹1L
Est. Returns
🛒
Shopping
08,000Max ₹80k
Est. Returns
🥬
Groceries
06,000Max ₹40k
Est. Returns
Annual rewards0
Welcome bonus (Year 1)+₹500
Annual fee-₹499
Net Value (Year 1)+1
Net Value (Year 2+)-499

Sign in for personalized estimates based on your actual spending

Reward Rates

Lifestyle Home Centre Max SBI Card offers 0.25% basic reward rate.

Quick Calculator

Estimate earnings for a specific purchase

Landmark Stores - SHOPPING
1.25%
DINING
1.25%
MOVIES
1.25%

Welcome Offer

2000 Bonus Points

Bonus points credited on payment of joining fee.

Value: ₹500

Milestone Benefits

Spend ₹20,000

Bonus reward points on annual spends at Landmark Stores.

Spend ₹45,000

Cumulative bonus reward points on annual spends at Landmark Stores.

Spend ₹95,000

Cumulative bonus reward points on annual spends at Landmark Stores.

Spend ₹200,000

Bonus reward points on overall annual retail spends.

Fees & Charges

Joining fee₹499
Annual fee₹499
Fee waiverN/A

Eligibility

  • Min Credit Score: 750
  • Age between 21 and 70 years; stable source of income required.

Exclusions & Terms

CASH_ADVANCE

  • Cash withdrawals do not earn reward points.

Fuel

  • Fuel transactions are eligible for surcharge waiver but do not earn reward points.

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Annual Fee
₹499
₹499
₹2,499
Joining Fee
₹499
₹499
₹2,499
Reward Rate
0.25%
0.06%
0.25%
Network
Visa
Visa
Visa
Best For
loyal-landmark-shopperentry-level-users
frequent-fbb-shopper
manchester-united-fanmovie-goer

Frequently Asked Questions

3 data-backed answers from our card database

What is the point value of Max SBI Card?+

1 Reward Point is equal to 0.25 INR (4 points = 1 INR).

Where can I redeem my reward points?+

Points can be redeemed instantly at partner Landmark stores like Lifestyle, Max, Home Centre, and Spar.

Does this card offer airport lounge access?+

No, the base Max SBI Card does not offer complimentary lounge access. Higher variants like Select and Prime do offer this feature.

Ready to apply?

₹499 fee. Excellent rewards. Apply now securely.

Apply on SBI Card

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