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Side-by-Side Comparison|Updated March 2026

Flipkart Axis Bank Super Elite Credit Card vs Axis Bank Magnus Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Flipkart Axis Bank Super Elite Credit Card

7.2/10
Annual Fee₹500
Base Rewards2%
NetworkVisa
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Axis Bank

Axis Bank Magnus Credit Card

8/10
Annual Fee₹12,500
Base Rewards0.2%
NetworkVisa
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Feature-by-Feature Comparison

FeatureFlipkart Axis Bank Super Elite Credit CardAxis Bank Magnus Credit Card
Annual Fee₹500₹12,500
Joining Fee₹500₹12,500
Fee Waiver Spend₹2,00,000₹25,00,000
Base Reward Rate2%0.2%
Reward CurrencySuperCoinEDGE Reward Points
NetworkVisaVisa
Editor Rating7.2/108/10
Forex Markup3.5%3.5%

Accelerated Rewards

Flipkart Axis Bank Super Elite Credit Card

  • 0% on Flipkart (Plus Members) — 300 pts/month
  • 0% on Flipkart (Non-Plus Members) — 150 pts/month

Axis Bank Magnus Credit Card

No accelerated rewards listed

Pros & Cons

Flipkart Axis Bank Super Elite Credit Card

Pros

  • Earn up to 16 SuperCoins per ₹100 spent on Flipkart for Plus members.
  • Welcome benefits worth ₹20,000 including trial memberships for YouTube Premium and Gaana Plus.
  • Low annual fee of ₹500 with a reachable waiver threshold of ₹2 lakhs.
  • Flat 2 SuperCoins per ₹100 on all non-Flipkart eligible spends with no capping.

Cons

  • No complimentary airport lounge access.
  • Rewards are in SuperCoins, which are primarily useful within the Flipkart/Myntra ecosystem.
  • Capping on SuperCoins earned per transaction on Flipkart (300 for Plus, 150 for Non-Plus).

Axis Bank Magnus Credit Card

Pros

  • High reward rate of 17.5 EDGE points per ₹200 on spends above ₹1.5 Lakhs monthly.
  • Unlimited domestic and international lounge access for primary and add-on cardholders.
  • Low foreign currency markup fee of 2% for international transactions.
  • Welcome benefit voucher worth ₹12,500 effectively offsets the joining fee.

Cons

  • Significant devaluation in 2024 removed monthly milestone bonuses and concierge services.
  • High annual fee waiver threshold of ₹25 Lakhs is difficult for most users to reach.
  • Reward points transfer ratio to air miles reduced from 5:4 to 5:2 for non-Burgundy users.

Our Verdict

Both Flipkart Axis Bank Super Elite Credit Card and Axis Bank Magnus Credit Card are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.

Choose Flipkart Axis Bank Super Elite Credit Card if

High SuperCoin earn rate specifically for Flipkart Plus members and frequent shoppers on the platform.

Choose Axis Bank Magnus Credit Card if

Best value is unlocked after crossing the ₹1.5 Lakh monthly spend threshold.

Frequently Asked Questions

Which is better: Flipkart Axis Bank Super Elite Credit Card or Axis Bank Magnus Credit Card?
Both Flipkart Axis Bank Super Elite Credit Card and Axis Bank Magnus Credit Card are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.
What is the annual fee difference between Flipkart Axis Bank Super Elite Credit Card and Axis Bank Magnus Credit Card?
Flipkart Axis Bank Super Elite Credit Card has an annual fee of ₹500, while Axis Bank Magnus Credit Card has an annual fee of ₹12,500. Flipkart Axis Bank Super Elite Credit Card offers a fee waiver on ₹2,00,000 annual spend. Axis Bank Magnus Credit Card offers a fee waiver on ₹25,00,000 annual spend.
Which card has better rewards: Flipkart Axis Bank Super Elite Credit Card or Axis Bank Magnus Credit Card?
Flipkart Axis Bank Super Elite Credit Card offers a base reward rate of 2% with accelerated rewards on Flipkart (Plus Members) and Flipkart (Non-Plus Members). Axis Bank Magnus Credit Card offers 0.2% base rewards. The better choice depends on your primary spending categories.
Can I have both Flipkart Axis Bank Super Elite Credit Card and Axis Bank Magnus Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Flipkart Axis Bank Super Elite Credit Card and Axis Bank Magnus Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Flipkart Axis Bank Super Elite Credit Card or Axis Bank Magnus Credit Card?
For beginners, Flipkart Axis Bank Super Elite Credit Card may be more approachable with a lower annual fee of ₹500. However, evaluate based on your expected spending pattern rather than fee alone.

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