Vyaya
Side-by-Side Comparison|Updated March 2026

Fabindia SBI Card SELECT vs Axis Bank Pride Platinum Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

SBI Card

Fabindia SBI Card SELECT

7.5/10
Annual Fee₹1,499
Base Rewards0.25%
NetworkVisa
View Full Details

Axis Bank

Axis Bank Pride Platinum Credit Card

6/10
Annual Fee₹250
Base Rewards0.4%
NetworkVisa
View Full Details

Feature-by-Feature Comparison

FeatureFabindia SBI Card SELECTAxis Bank Pride Platinum Credit Card
Annual Fee₹1,499₹250
Joining Fee₹1,499Free
Fee Waiver Spend₹2,00,000₹20,000
Base Reward Rate0.25%0.4%
Reward CurrencyReward PointeDGE Reward Points
NetworkVisaVisa
Editor Rating7.5/106/10
Forex Markup3.5%3.5%

Pros & Cons

Fabindia SBI Card SELECT

Pros

  • High 10% value back on all Fabindia in-store and online spends.
  • Welcome gift voucher of ₹1,500 effectively offsets the joining fee.
  • Direct access to Platinum Tier Fabfamily membership for exclusive privileges.
  • Complimentary domestic lounge access and Priority Pass membership included.

Cons

  • Reward points are primarily valuable only when redeemed for Fabindia shopping.
  • Base reward rate for general spends is relatively low at 1%.
  • International lounge visits via Priority Pass are not complimentary (membership only).

Axis Bank Pride Platinum Credit Card

Pros

  • Zero joining fee and very low annual fee of ₹250
  • Extremely low annual fee waiver threshold of just ₹20,000 annual spend
  • Personalized card design featuring the Indian Tricolour for Defence personnel
  • Bonus 100 eDGE points every month on spending over ₹5,000

Cons

  • Very low base reward rate of 0.4% (4 points per ₹200)
  • No complimentary domestic or international airport lounge access
  • High finance charges of 55.55% per annum

Our Verdict

Fabindia SBI Card SELECT edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Pride Platinum Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose Fabindia SBI Card SELECT if

The 10% reward rate and Platinum tier membership offer unmatched value for frequent Fabindia shoppers.

Choose Axis Bank Pride Platinum Credit Card if

Specifically designed for Indian Armed Forces with a patriotic design and low maintenance cost.

Frequently Asked Questions

Which is better: Fabindia SBI Card SELECT or Axis Bank Pride Platinum Credit Card?
Fabindia SBI Card SELECT edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Pride Platinum Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between Fabindia SBI Card SELECT and Axis Bank Pride Platinum Credit Card?
Fabindia SBI Card SELECT has an annual fee of ₹1,499, while Axis Bank Pride Platinum Credit Card has an annual fee of ₹250. Fabindia SBI Card SELECT offers a fee waiver on ₹2,00,000 annual spend. Axis Bank Pride Platinum Credit Card offers a fee waiver on ₹20,000 annual spend.
Which card has better rewards: Fabindia SBI Card SELECT or Axis Bank Pride Platinum Credit Card?
Fabindia SBI Card SELECT offers a base reward rate of 0.25%. Axis Bank Pride Platinum Credit Card offers 0.4% base rewards. The better choice depends on your primary spending categories.
Can I have both Fabindia SBI Card SELECT and Axis Bank Pride Platinum Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Fabindia SBI Card SELECT and Axis Bank Pride Platinum Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Fabindia SBI Card SELECT or Axis Bank Pride Platinum Credit Card?
For beginners, Axis Bank Pride Platinum Credit Card may be more approachable with a lower annual fee of ₹250. However, evaluate based on your expected spending pattern rather than fee alone.

Related Comparisons

Fabindia SBI Card SELECT vs SBI Card PRIMEAxis Bank Pride Platinum Credit Card vs SBI Card PRIMEFabindia SBI Card SELECT vs Axis Bank Select Credit CardAxis Bank Pride Platinum Credit Card vs Axis Bank Select Credit Card

Explore More

Fabindia SBI Card SELECT Full ReviewAxis Bank Pride Platinum Credit Card Full ReviewAll SBI Card CardsAll Axis Bank CardsBrowse All Credit CardsCredit Card Guides & Tips