Vyaya
Side-by-Side Comparison|Updated March 2026

Axis Bank Visa Infinite Credit Card vs Adani One ICICI Bank Platinum Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Axis Bank Visa Infinite Credit Card

7/10
Annual Fee₹30,000
Base Rewards0.6000000000000001%
NetworkVisa
View Full Details

ICICI Bank

Adani One ICICI Bank Platinum Credit Card

7.5/10
Annual Fee₹750
Base Rewards1%
NetworkVisa
View Full Details

Feature-by-Feature Comparison

FeatureAxis Bank Visa Infinite Credit CardAdani One ICICI Bank Platinum Credit Card
Annual Fee₹30,000₹750
Joining Fee₹30,000₹750
Fee Waiver SpendN/A₹3,00,000
Base Reward Rate0.6000000000000001%1%
Reward CurrencyEDGE Reward PointsAdani Reward Points
NetworkVisaVisa
Editor Rating7/107.5/10
Forex Markup3.5%3.5%

Accelerated Rewards

Axis Bank Visa Infinite Credit Card

  • 1.2% on TRAVEL

Adani One ICICI Bank Platinum Credit Card

  • 0% on Adani One Ecosystem
  • 0% on Utility & Insurance

Pros & Cons

Axis Bank Visa Infinite Credit Card

Pros

  • Unlimited domestic lounge access for both primary and add-on cardholders
  • Complimentary 6 golf rounds per year at premier golf courses in India
  • Comprehensive insurance cover including air accident cover up to ₹4.5 Crores
  • Dedicated 24/7 Concierge services for travel and lifestyle assistance

Cons

  • High annual fee of ₹30,000 with no clearly defined spend-based waiver
  • Low reward earn rate (0.6% domestic) compared to other super-premium cards
  • Reward points value is relatively low at ₹0.20 per point for most redemptions

Adani One ICICI Bank Platinum Credit Card

Pros

  • 3% reward rate on Adani One ecosystem including flights, hotels, and utility bills.
  • Generous welcome vouchers worth ₹5,000+ including flight and hotel discounts.
  • Unique airport benefits like premium lounge upgrades and porter services.
  • Low annual fee of ₹750 with a reachable waiver threshold of ₹3 Lakhs.

Cons

  • Limited to Adani-managed airports for premium services like valet parking.
  • No international lounge access in the Platinum variant.
  • Reward points are most valuable only when redeemed on the Adani One platform.

Our Verdict

Adani One ICICI Bank Platinum Credit Card edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Visa Infinite Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose Axis Bank Visa Infinite Credit Card if

Individuals seeking premium lifestyle privileges, unlimited domestic lounge access, and golf benefits.

Choose Adani One ICICI Bank Platinum Credit Card if

High rewards on Adani Gas, Electricity, and Adani-managed airport spends.

Frequently Asked Questions

Which is better: Axis Bank Visa Infinite Credit Card or Adani One ICICI Bank Platinum Credit Card?
Adani One ICICI Bank Platinum Credit Card edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Visa Infinite Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between Axis Bank Visa Infinite Credit Card and Adani One ICICI Bank Platinum Credit Card?
Axis Bank Visa Infinite Credit Card has an annual fee of ₹30,000, while Adani One ICICI Bank Platinum Credit Card has an annual fee of ₹750. Adani One ICICI Bank Platinum Credit Card offers a fee waiver on ₹3,00,000 annual spend.
Which card has better rewards: Axis Bank Visa Infinite Credit Card or Adani One ICICI Bank Platinum Credit Card?
Axis Bank Visa Infinite Credit Card offers a base reward rate of 0.6000000000000001% with accelerated rewards on TRAVEL. Adani One ICICI Bank Platinum Credit Card offers 1% base rewards with bonuses on Adani One Ecosystem and Utility & Insurance. The better choice depends on your primary spending categories.
Can I have both Axis Bank Visa Infinite Credit Card and Adani One ICICI Bank Platinum Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Axis Bank Visa Infinite Credit Card and Adani One ICICI Bank Platinum Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Axis Bank Visa Infinite Credit Card or Adani One ICICI Bank Platinum Credit Card?
For beginners, Adani One ICICI Bank Platinum Credit Card may be more approachable with a lower annual fee of ₹750. However, evaluate based on your expected spending pattern rather than fee alone.

Related Comparisons

Axis Bank Visa Infinite Credit Card vs HDFC Bank - Infinia MetalAdani One ICICI Bank Platinum Credit Card vs HDFC Bank - Infinia MetalAxis Bank Visa Infinite Credit Card vs ICICI Bank Emeralde Private Metal Credit CardAdani One ICICI Bank Platinum Credit Card vs ICICI Bank Emeralde Private Metal Credit CardAxis Bank Visa Infinite Credit Card vs SBI Card AURUMAdani One ICICI Bank Platinum Credit Card vs SBI Card AURUMAxis Bank Visa Infinite Credit Card vs Axis Bank Vistara Credit CardAdani One ICICI Bank Platinum Credit Card vs Axis Bank Vistara Credit Card

Explore More

Axis Bank Visa Infinite Credit Card Full ReviewAdani One ICICI Bank Platinum Credit Card Full ReviewAll Axis Bank CardsAll ICICI Bank CardsBest Travel CardsBest Lounge Access CardsBrowse All Credit CardsCredit Card Guides & Tips