Vyaya
Side-by-Side Comparison|Updated March 2026

Axis Bank Pride Platinum Credit Card vs Lifestyle Home Centre Max SBI Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Axis Bank Pride Platinum Credit Card

6/10
Annual Fee₹250
Base Rewards0.4%
NetworkVisa
View Full Details

SBI Card

Lifestyle Home Centre Max SBI Card

6/10
Annual Fee₹499
Base Rewards0.25%
NetworkVisa
View Full Details

Feature-by-Feature Comparison

FeatureAxis Bank Pride Platinum Credit CardLifestyle Home Centre Max SBI Card
Annual Fee₹250₹499
Joining FeeFree₹499
Fee Waiver Spend₹20,000N/A
Base Reward Rate0.4%0.25%
Reward CurrencyeDGE Reward PointsReward Points
NetworkVisaVisa
Editor Rating6/106/10
Forex Markup3.5%3.5%

Accelerated Rewards

Axis Bank Pride Platinum Credit Card

No accelerated rewards listed

Lifestyle Home Centre Max SBI Card

  • 1.25% on Landmark Stores - SHOPPING
  • 1.25% on DINING
  • 1.25% on MOVIES

Pros & Cons

Axis Bank Pride Platinum Credit Card

Pros

  • Zero joining fee and very low annual fee of ₹250
  • Extremely low annual fee waiver threshold of just ₹20,000 annual spend
  • Personalized card design featuring the Indian Tricolour for Defence personnel
  • Bonus 100 eDGE points every month on spending over ₹5,000

Cons

  • Very low base reward rate of 0.4% (4 points per ₹200)
  • No complimentary domestic or international airport lounge access
  • High finance charges of 55.55% per annum

Lifestyle Home Centre Max SBI Card

Pros

  • Accelerated 5 reward points per 100 spent at Landmark Group stores including Lifestyle, Max, and Home Centre.
  • Joining bonus of 2,000 points effectively offsets the first-year fee.
  • Cumulative milestone rewards of up to 16,000 points based on annual spending.
  • Rewards can be instantly redeemed at Landmark partner stores at a value of 0.25 INR per point.

Cons

  • Very low base reward rate of 0.25% on non-Landmark retail spends.
  • No complimentary airport lounge access or travel benefits.
  • High finance charges of 42% per annum if balances are not cleared.

Our Verdict

Both Axis Bank Pride Platinum Credit Card and Lifestyle Home Centre Max SBI Card are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.

Choose Axis Bank Pride Platinum Credit Card if

Specifically designed for Indian Armed Forces with a patriotic design and low maintenance cost.

Choose Lifestyle Home Centre Max SBI Card if

Individuals who frequently shop for apparel and home decor at Max, Lifestyle, and Home Centre.

Frequently Asked Questions

Which is better: Axis Bank Pride Platinum Credit Card or Lifestyle Home Centre Max SBI Card?
Both Axis Bank Pride Platinum Credit Card and Lifestyle Home Centre Max SBI Card are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.
What is the annual fee difference between Axis Bank Pride Platinum Credit Card and Lifestyle Home Centre Max SBI Card?
Axis Bank Pride Platinum Credit Card has an annual fee of ₹250, while Lifestyle Home Centre Max SBI Card has an annual fee of ₹499. Axis Bank Pride Platinum Credit Card offers a fee waiver on ₹20,000 annual spend.
Which card has better rewards: Axis Bank Pride Platinum Credit Card or Lifestyle Home Centre Max SBI Card?
Axis Bank Pride Platinum Credit Card offers a base reward rate of 0.4%. Lifestyle Home Centre Max SBI Card offers 0.25% base rewards with bonuses on Landmark Stores - SHOPPING and DINING. The better choice depends on your primary spending categories.
Can I have both Axis Bank Pride Platinum Credit Card and Lifestyle Home Centre Max SBI Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Axis Bank Pride Platinum Credit Card and Lifestyle Home Centre Max SBI Card can complement each other if they cover different reward categories.
Which card is better for beginners: Axis Bank Pride Platinum Credit Card or Lifestyle Home Centre Max SBI Card?
For beginners, Axis Bank Pride Platinum Credit Card may be more approachable with a lower annual fee of ₹250. However, evaluate based on your expected spending pattern rather than fee alone.

Related Comparisons

Axis Bank Pride Platinum Credit Card vs fbb-sbi-styleup-cardLifestyle Home Centre Max SBI Card vs fbb-sbi-styleup-cardAxis Bank Pride Platinum Credit Card vs ICICI Bank Manchester United Signature Credit CardLifestyle Home Centre Max SBI Card vs ICICI Bank Manchester United Signature Credit Card

Explore More

Axis Bank Pride Platinum Credit Card Full ReviewLifestyle Home Centre Max SBI Card Full ReviewAll Axis Bank CardsAll SBI Card CardsBrowse All Credit CardsCredit Card Guides & Tips