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Side-by-Side Comparison|Updated March 2026

Axis Bank Pride Platinum Credit Card vs Kotak Mahindra Bank Feast Gold

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Axis Bank Pride Platinum Credit Card

6/10
Annual Fee₹250
Base Rewards0.4%
NetworkVisa
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Kotak Mahindra Bank

Kotak Mahindra Bank Feast Gold

6/10
Annual Fee₹499
Base Rewards1%
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Feature-by-Feature Comparison

FeatureAxis Bank Pride Platinum Credit CardKotak Mahindra Bank Feast Gold
Annual Fee₹250₹499
Joining FeeFreeFree
Fee Waiver Spend₹20,000N/A
Base Reward Rate0.4%1%
Reward CurrencyeDGE Reward PointsDining Points
NetworkVisaVisa
Editor Rating6/106/10
Forex Markup3.5%3.5%

Accelerated Rewards

Axis Bank Pride Platinum Credit Card

No accelerated rewards listed

Kotak Mahindra Bank Feast Gold

  • 0% on Dining
  • 0% on Movies

Pros & Cons

Axis Bank Pride Platinum Credit Card

Pros

  • Zero joining fee and very low annual fee of ₹250
  • Extremely low annual fee waiver threshold of just ₹20,000 annual spend
  • Personalized card design featuring the Indian Tricolour for Defence personnel
  • Bonus 100 eDGE points every month on spending over ₹5,000

Cons

  • Very low base reward rate of 0.4% (4 points per ₹200)
  • No complimentary domestic or international airport lounge access
  • High finance charges of 55.55% per annum

Kotak Mahindra Bank Feast Gold

Pros

  • High 10% reward rate on dining and movie spends.
  • Reward points have a high value of ₹1 per point.
  • Low annual fee of ₹499 with no joining fee.
  • Feast Shield provides ₹50,000 insurance against fraudulent transactions.

Cons

  • Rewards are capped at 600 points (₹600) per billing cycle.
  • Requires a minimum total spend of ₹5,000 in a cycle to qualify for dining points.
  • Dining points are only awarded for the first 5 transactions in a cycle.

Our Verdict

Kotak Mahindra Bank Feast Gold edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Pride Platinum Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose Axis Bank Pride Platinum Credit Card if

Specifically designed for Indian Armed Forces with a patriotic design and low maintenance cost.

Choose Kotak Mahindra Bank Feast Gold if

Offers a significant 10% value back on restaurant and movie spends, making it ideal for weekend outings.

Frequently Asked Questions

Which is better: Axis Bank Pride Platinum Credit Card or Kotak Mahindra Bank Feast Gold?
Kotak Mahindra Bank Feast Gold edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Pride Platinum Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between Axis Bank Pride Platinum Credit Card and Kotak Mahindra Bank Feast Gold?
Axis Bank Pride Platinum Credit Card has an annual fee of ₹250, while Kotak Mahindra Bank Feast Gold has an annual fee of ₹499. Axis Bank Pride Platinum Credit Card offers a fee waiver on ₹20,000 annual spend.
Which card has better rewards: Axis Bank Pride Platinum Credit Card or Kotak Mahindra Bank Feast Gold?
Axis Bank Pride Platinum Credit Card offers a base reward rate of 0.4%. Kotak Mahindra Bank Feast Gold offers 1% base rewards with bonuses on Dining and Movies. The better choice depends on your primary spending categories.
Can I have both Axis Bank Pride Platinum Credit Card and Kotak Mahindra Bank Feast Gold?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Axis Bank Pride Platinum Credit Card and Kotak Mahindra Bank Feast Gold can complement each other if they cover different reward categories.
Which card is better for beginners: Axis Bank Pride Platinum Credit Card or Kotak Mahindra Bank Feast Gold?
For beginners, Axis Bank Pride Platinum Credit Card may be more approachable with a lower annual fee of ₹250. However, evaluate based on your expected spending pattern rather than fee alone.

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